Call reports 2002
STRIDE BANK, NATIONAL ASSOCIATION — 2002
What STRIDE BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 358,312,000 | 358,978,000 | 361,850,000 | 363,975,000 |
| Total loans | 249,866,000 | 245,902,000 | 247,969,000 | 257,966,000 |
| Allowance for loan losses | 2,389,000 | 2,512,000 | 2,567,000 | 2,785,000 |
| Securities available for sale | 82,939,000 | 86,957,000 | 87,080,000 | 79,114,000 |
| Securities held to maturity | 1,287,000 | 1,001,000 | 501,000 | 500,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 268,959,000 | 264,388,000 | 263,277,000 | 263,491,000 |
| Interest-bearing deposits | 232,033,000 | 223,305,000 | 222,298,000 | 221,761,000 |
| Noninterest-bearing deposits | 36,926,000 | 41,083,000 | 40,979,000 | 41,730,000 |
| Equity capital | 27,063,000 | 29,177,000 | 29,212,000 | 29,611,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 5,630,000 | 11,186,000 | 16,680,000 | 22,048,000 |
| Interest expense | 2,090,000 | 4,109,000 | 6,024,000 | 7,826,000 |
| Net interest income | 3,540,000 | 7,077,000 | 10,656,000 | 14,222,000 |
| Noninterest income | 877,000 | 2,051,000 | 2,628,000 | 3,349,000 |
| Noninterest expense | 2,903,000 | 5,852,000 | 8,924,000 | 11,741,000 |
| Provision for loan losses | 225,000 | 498,000 | 767,000 | 1,038,000 |
| Pretax income | 1,289,000 | 2,752,000 | 3,568,000 | 4,768,000 |
| Income tax | 0 | 143,000 | 179,000 | 130,000 |
| Net income | 1,289,000 | 2,609,000 | 3,389,000 | 4,638,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,151,000 | 26,495,000 | 26,297,000 | 26,972,000 |
| Total capital | 27,540,000 | 29,007,000 | 28,864,000 | 29,757,000 |
| Risk-weighted assets | 246,877,000 | 242,839,000 | 245,129,000 | 252,148,000 |