Call reports 2001
STRIDE BANK, NATIONAL ASSOCIATION — 2001
What STRIDE BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 351,560,000 | 350,298,000 | 356,748,000 | 369,719,000 |
| Total loans | 228,906,000 | 231,193,000 | 230,844,000 | 249,953,000 |
| Allowance for loan losses | 2,173,000 | 2,191,000 | 2,266,000 | 2,272,000 |
| Securities available for sale | 96,453,000 | 91,842,000 | 97,402,000 | 86,237,000 |
| Securities held to maturity | 1,608,000 | 1,292,000 | 1,290,000 | 1,289,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 269,018,000 | 266,162,000 | 268,744,000 | 279,819,000 |
| Interest-bearing deposits | 229,920,000 | 227,622,000 | 228,519,000 | 236,663,000 |
| Noninterest-bearing deposits | 39,098,000 | 38,540,000 | 40,225,000 | 43,155,000 |
| Equity capital | 27,945,000 | 28,277,000 | 28,827,000 | 25,792,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 6,549,000 | 12,893,000 | 18,962,000 | 24,827,000 |
| Interest expense | 3,367,000 | 6,498,000 | 9,294,000 | 11,661,000 |
| Net interest income | 3,182,000 | 6,395,000 | 9,668,000 | 13,166,000 |
| Noninterest income | 865,000 | 1,771,000 | 2,676,000 | 3,530,000 |
| Noninterest expense | 2,775,000 | 5,674,000 | 8,542,000 | 11,361,000 |
| Provision for loan losses | 165,000 | 330,000 | 495,000 | 660,000 |
| Pretax income | 1,107,000 | 2,162,000 | 3,317,000 | 4,684,000 |
| Income tax | 367,000 | 718,000 | 1,136,000 | 1,683,000 |
| Net income | 740,000 | 1,444,000 | 2,181,000 | 3,001,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,041,000 | 26,413,000 | 26,872,000 | 23,862,000 |
| Total capital | 28,214,000 | 28,604,000 | 29,138,000 | 26,134,000 |
| Risk-weighted assets | 231,941,000 | 234,449,000 | 237,361,000 | 249,865,000 |