Call reports 2024
STAR FINANCIAL BANK — 2024
What STAR FINANCIAL BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 2,918,627,000 | 2,986,198,000 | 2,982,555,000 | 2,971,005,000 |
| Total loans | 1,644,157,000 | 1,693,614,000 | 1,669,841,000 | 1,741,655,000 |
| Allowance for loan losses | 19,045,000 | 18,939,000 | 18,682,000 | 18,502,000 |
| Securities available for sale | 1,047,473,000 | 1,038,381,000 | 1,048,167,000 | 1,010,496,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,534,171,000 | 2,624,555,000 | 2,610,476,000 | 2,610,170,000 |
| Interest-bearing deposits | 1,694,551,000 | 1,806,333,000 | 1,760,871,000 | 1,786,864,000 |
| Noninterest-bearing deposits | 839,620,000 | 818,222,000 | 849,605,000 | 823,306,000 |
| Equity capital | 228,465,000 | 238,687,000 | 260,051,000 | 245,327,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 34,138,000 | 70,829,000 | 106,722,000 | 143,449,000 |
| Interest expense | 13,324,000 | 28,111,000 | 42,206,000 | 56,646,000 |
| Net interest income | 20,814,000 | 42,718,000 | 64,516,000 | 86,803,000 |
| Noninterest income | 9,074,000 | 15,764,000 | 21,761,000 | 27,923,000 |
| Noninterest expense | 19,414,000 | 39,451,000 | 60,216,000 | 82,130,000 |
| Provision for loan losses | 0 | 0 | 0 | -485,000 |
| Pretax income | 10,474,000 | 19,031,000 | 26,061,000 | 32,596,000 |
| Income tax | 1,985,000 | 3,505,000 | 4,667,000 | 5,794,000 |
| Net income | 8,489,000 | 15,526,000 | 21,394,000 | 26,802,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 310,564,000 | 317,599,000 | 318,268,000 | 321,076,000 |
| Total capital | 331,856,000 | 338,785,000 | 339,198,000 | 342,310,000 |
| Risk-weighted assets | 2,407,001,000 | 2,297,254,000 | 2,286,237,000 | 2,375,684,000 |