Call reports 2022
STAR FINANCIAL BANK — 2022
What STAR FINANCIAL BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 3,039,342,000 | 2,925,303,000 | 2,885,665,000 | 2,993,588,000 |
| Total loans | 1,562,143,000 | 1,540,331,000 | 1,539,764,000 | 1,619,581,000 |
| Allowance for loan losses | 18,915,000 | 19,095,000 | 19,135,000 | 19,119,000 |
| Securities available for sale | 1,163,981,000 | 1,145,330,000 | 1,130,998,000 | 1,131,890,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,791,997,000 | 2,658,202,000 | 2,642,307,000 | 2,543,268,000 |
| Interest-bearing deposits | 1,704,378,000 | 1,646,834,000 | 1,605,456,000 | 1,556,724,000 |
| Noninterest-bearing deposits | 1,087,619,000 | 1,011,368,000 | 1,036,851,000 | 986,544,000 |
| Equity capital | 216,834,000 | 191,895,000 | 164,719,000 | 182,958,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 18,576,000 | 38,525,000 | 61,938,000 | 89,732,000 |
| Interest expense | 501,000 | 1,109,000 | 2,324,000 | 5,840,000 |
| Net interest income | 18,075,000 | 37,416,000 | 59,614,000 | 83,892,000 |
| Noninterest income | 6,140,000 | 13,036,000 | 19,505,000 | 25,632,000 |
| Noninterest expense | 18,384,000 | 37,176,000 | 56,181,000 | 76,498,000 |
| Provision for loan losses | 150,000 | 500,000 | 500,000 | 725,000 |
| Pretax income | 5,681,000 | 12,776,000 | 22,438,000 | 30,608,000 |
| Income tax | 982,000 | 2,322,000 | 4,186,000 | 5,689,000 |
| Net income | 4,699,000 | 10,454,000 | 18,252,000 | 24,919,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 258,150,000 | 263,905,000 | 271,703,000 | 278,371,000 |
| Total capital | 277,065,000 | 283,000,000 | 290,838,000 | 297,490,000 |
| Risk-weighted assets | 1,990,558,000 | 2,017,484,000 | 2,034,986,000 | 2,141,564,000 |