Call reports 2021
STAR FINANCIAL BANK — 2021
What STAR FINANCIAL BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 2,767,458,000 | 2,854,235,000 | 2,923,766,000 | 3,092,880,000 |
| Total loans | 1,684,898,000 | 1,602,533,000 | 1,470,209,000 | 1,510,891,000 |
| Allowance for loan losses | 18,499,000 | 19,078,000 | 19,136,000 | 19,014,000 |
| Securities available for sale | 630,733,000 | 766,924,000 | 924,386,000 | 1,050,089,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,455,706,000 | 2,526,027,000 | 2,623,687,000 | 2,811,376,000 |
| Interest-bearing deposits | 1,394,166,000 | 1,471,370,000 | 1,552,425,000 | 1,647,823,000 |
| Noninterest-bearing deposits | 1,061,540,000 | 1,054,657,000 | 1,071,262,000 | 1,163,553,000 |
| Equity capital | 248,556,000 | 256,192,000 | 256,653,000 | 256,087,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 21,042,000 | 40,200,000 | 59,332,000 | 78,043,000 |
| Interest expense | 587,000 | 1,151,000 | 1,615,000 | 2,129,000 |
| Net interest income | 20,455,000 | 39,049,000 | 57,717,000 | 75,914,000 |
| Noninterest income | 6,664,000 | 13,862,000 | 20,613,000 | 27,773,000 |
| Noninterest expense | 17,090,000 | 34,883,000 | 52,830,000 | 71,022,000 |
| Provision for loan losses | 200,000 | 800,000 | 950,000 | 950,000 |
| Pretax income | 9,829,000 | 17,228,000 | 24,550,000 | 31,715,000 |
| Income tax | 2,027,000 | 3,468,000 | 4,861,000 | 6,252,000 |
| Net income | 7,802,000 | 13,760,000 | 19,689,000 | 25,463,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 243,002,000 | 247,162,000 | 251,089,000 | 255,664,000 |
| Total capital | 261,501,000 | 266,240,000 | 270,225,000 | 274,678,000 |
| Risk-weighted assets | 1,853,697,000 | 1,866,053,000 | 1,780,748,000 | 1,877,831,000 |