Call reports 2019
STAR FINANCIAL BANK — 2019
What STAR FINANCIAL BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 2,009,707,000 | 2,032,774,000 | 2,032,461,000 | 2,089,468,000 |
| Total loans | 1,459,530,000 | 1,486,123,000 | 1,492,195,000 | 1,489,771,000 |
| Allowance for loan losses | 20,322,000 | 20,798,000 | 20,437,000 | 19,081,000 |
| Securities available for sale | 349,982,000 | 352,056,000 | 355,397,000 | 356,627,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,722,476,000 | 1,746,585,000 | 1,761,636,000 | 1,783,135,000 |
| Interest-bearing deposits | 1,091,375,000 | 1,105,565,000 | 1,106,510,000 | 1,156,869,000 |
| Noninterest-bearing deposits | 631,101,000 | 641,020,000 | 655,126,000 | 626,266,000 |
| Equity capital | 220,233,000 | 226,071,000 | 228,964,000 | 230,007,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 20,697,000 | 42,535,000 | 63,817,000 | 84,816,000 |
| Interest expense | 2,551,000 | 5,733,000 | 8,578,000 | 11,747,000 |
| Net interest income | 18,146,000 | 36,802,000 | 55,239,000 | 73,069,000 |
| Noninterest income | 5,893,000 | 11,957,000 | 19,066,000 | 25,147,000 |
| Noninterest expense | 15,863,000 | 31,793,000 | 47,946,000 | 65,192,000 |
| Provision for loan losses | 980,000 | 1,605,000 | 2,055,000 | 2,055,000 |
| Pretax income | 7,258,000 | 15,423,000 | 24,384,000 | 31,049,000 |
| Income tax | 1,504,000 | 3,225,000 | 5,142,000 | 6,365,000 |
| Net income | 5,754,000 | 12,198,000 | 19,242,000 | 24,684,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 218,362,000 | 220,806,000 | 222,451,000 | 223,892,000 |
| Total capital | 238,684,000 | 241,604,000 | 242,888,000 | 242,973,000 |
| Risk-weighted assets | 1,750,175,000 | 1,780,719,000 | 1,810,501,000 | 1,806,418,000 |