Call reports 2018
STAR FINANCIAL BANK — 2018
What STAR FINANCIAL BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 1,944,428,000 | 1,924,603,000 | 1,889,241,000 | 2,002,618,000 |
| Total loans | 1,382,928,000 | 1,383,342,000 | 1,407,098,000 | 1,473,474,000 |
| Allowance for loan losses | 20,884,000 | 23,859,000 | 25,649,000 | 19,492,000 |
| Securities available for sale | 378,155,000 | 361,627,000 | 341,444,000 | 338,765,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,622,257,000 | 1,640,182,000 | 1,627,063,000 | 1,723,138,000 |
| Interest-bearing deposits | 992,242,000 | 1,023,425,000 | 1,017,577,000 | 1,088,532,000 |
| Noninterest-bearing deposits | 630,015,000 | 616,757,000 | 609,486,000 | 634,606,000 |
| Equity capital | 198,870,000 | 201,450,000 | 203,281,000 | 213,231,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 17,693,000 | 36,377,000 | 55,063,000 | 75,441,000 |
| Interest expense | 1,093,000 | 2,545,000 | 3,958,000 | 6,124,000 |
| Net interest income | 16,600,000 | 33,832,000 | 51,105,000 | 69,317,000 |
| Noninterest income | 6,068,000 | 12,695,000 | 18,723,000 | 24,472,000 |
| Noninterest expense | 14,920,000 | 30,330,000 | 45,661,000 | 61,305,000 |
| Provision for loan losses | 3,000,000 | 6,000,000 | 8,000,000 | 8,000,000 |
| Pretax income | 4,748,000 | 10,197,000 | 16,167,000 | 24,484,000 |
| Income tax | 756,000 | 1,762,000 | 2,945,000 | 4,502,000 |
| Net income | 3,992,000 | 8,435,000 | 13,222,000 | 19,982,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 204,519,000 | 206,961,000 | 210,249,000 | 214,908,000 |
| Total capital | 225,403,000 | 227,818,000 | 231,654,000 | 234,400,000 |
| Risk-weighted assets | 1,685,832,000 | 1,665,589,000 | 1,708,196,000 | 1,759,739,000 |