Call reports 2017
STAR FINANCIAL BANK — 2017
What STAR FINANCIAL BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 1,843,928,000 | 1,852,874,000 | 1,890,074,000 | 1,921,018,000 |
| Total loans | 1,292,181,000 | 1,310,025,000 | 1,324,478,000 | 1,383,136,000 |
| Allowance for loan losses | 18,608,000 | 18,293,000 | 18,096,000 | 18,031,000 |
| Securities available for sale | 373,054,000 | 379,218,000 | 380,148,000 | 380,040,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,580,501,000 | 1,574,040,000 | 1,577,379,000 | 1,614,743,000 |
| Interest-bearing deposits | 1,002,994,000 | 1,010,790,000 | 993,070,000 | 994,104,000 |
| Noninterest-bearing deposits | 577,507,000 | 563,250,000 | 584,309,000 | 620,639,000 |
| Equity capital | 192,563,000 | 198,446,000 | 200,658,000 | 200,086,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 15,556,000 | 31,785,000 | 48,460,000 | 65,686,000 |
| Interest expense | 776,000 | 1,693,000 | 2,621,000 | 3,538,000 |
| Net interest income | 14,780,000 | 30,092,000 | 45,839,000 | 62,148,000 |
| Noninterest income | 5,267,000 | 11,145,000 | 17,424,000 | 23,532,000 |
| Noninterest expense | 14,370,000 | 28,949,000 | 43,995,000 | 59,678,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 5,677,000 | 12,190,000 | 19,222,000 | 25,956,000 |
| Income tax | 1,740,000 | 3,781,000 | 6,025,000 | 9,953,000 |
| Net income | 3,937,000 | 8,409,000 | 13,197,000 | 16,003,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 194,366,000 | 197,388,000 | 200,799,000 | 202,623,000 |
| Total capital | 212,974,000 | 215,681,000 | 218,895,000 | 220,654,000 |
| Risk-weighted assets | 1,570,957,000 | 1,581,269,000 | 1,608,840,000 | 1,691,794,000 |