Call reports 2016
STAR FINANCIAL BANK — 2016
What STAR FINANCIAL BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 1,783,210,000 | 1,831,489,000 | 1,846,995,000 | 1,847,996,000 |
| Total loans | 1,261,988,000 | 1,274,092,000 | 1,309,493,000 | 1,298,032,000 |
| Allowance for loan losses | 19,415,000 | 19,375,000 | 19,374,000 | 19,139,000 |
| Securities available for sale | 337,984,000 | 354,095,000 | 375,360,000 | 367,741,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,502,927,000 | 1,548,957,000 | 1,544,129,000 | 1,573,989,000 |
| Interest-bearing deposits | 984,706,000 | 1,000,955,000 | 983,769,000 | 998,932,000 |
| Noninterest-bearing deposits | 518,221,000 | 548,002,000 | 560,360,000 | 575,057,000 |
| Equity capital | 188,940,000 | 189,946,000 | 191,762,000 | 187,738,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 14,901,000 | 30,062,000 | 44,953,000 | 60,365,000 |
| Interest expense | 985,000 | 1,938,000 | 2,829,000 | 3,746,000 |
| Net interest income | 13,916,000 | 28,124,000 | 42,124,000 | 56,619,000 |
| Noninterest income | 5,705,000 | 11,941,000 | 17,615,000 | 23,227,000 |
| Noninterest expense | 14,340,000 | 28,553,000 | 43,160,000 | 57,314,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 5,281,000 | 11,512,000 | 16,579,000 | 22,532,000 |
| Income tax | 1,554,000 | 3,467,000 | 4,907,000 | 6,502,000 |
| Net income | 3,727,000 | 8,045,000 | 11,672,000 | 16,030,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 186,352,000 | 186,053,000 | 188,510,000 | 191,519,000 |
| Total capital | 205,289,000 | 205,171,000 | 207,884,000 | 210,658,000 |
| Risk-weighted assets | 1,512,512,000 | 1,527,199,000 | 1,581,670,000 | 1,596,588,000 |