Call reports 2015
STAR FINANCIAL BANK — 2015
What STAR FINANCIAL BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 1,742,894,000 | 1,733,798,000 | 1,719,824,000 | 1,850,709,000 |
| Total loans | 1,234,386,000 | 1,225,809,000 | 1,238,522,000 | 1,273,615,000 |
| Allowance for loan losses | 20,652,000 | 20,960,000 | 20,102,000 | 19,520,000 |
| Securities available for sale | 320,639,000 | 326,217,000 | 329,582,000 | 329,434,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,474,952,000 | 1,453,123,000 | 1,445,299,000 | 1,534,179,000 |
| Interest-bearing deposits | 964,677,000 | 973,624,000 | 944,804,000 | 984,848,000 |
| Noninterest-bearing deposits | 510,275,000 | 479,499,000 | 500,495,000 | 549,331,000 |
| Equity capital | 180,241,000 | 179,656,000 | 183,833,000 | 185,729,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 13,935,000 | 28,157,000 | 42,498,000 | 57,265,000 |
| Interest expense | 859,000 | 1,685,000 | 2,508,000 | 3,352,000 |
| Net interest income | 13,076,000 | 26,472,000 | 39,990,000 | 53,913,000 |
| Noninterest income | 5,993,000 | 12,759,000 | 18,721,000 | 25,254,000 |
| Noninterest expense | 14,722,000 | 29,072,000 | 43,185,000 | 58,010,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 4,347,000 | 10,159,000 | 15,526,000 | 21,157,000 |
| Income tax | 1,295,000 | 3,138,000 | 4,777,000 | 6,423,000 |
| Net income | 3,052,000 | 7,021,000 | 10,749,000 | 14,734,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 178,195,000 | 180,564,000 | 181,733,000 | 184,863,000 |
| Total capital | 196,491,000 | 198,889,000 | 200,403,000 | 203,881,000 |
| Risk-weighted assets | 1,461,350,000 | 1,463,355,000 | 1,490,592,000 | 1,519,580,000 |