Call reports 2001
STAR FINANCIAL BANK — 2001
What STAR FINANCIAL BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 1,173,286,000 | 1,183,789,000 | 1,207,896,000 | 1,224,101,000 |
| Total loans | 843,295,000 | 862,774,000 | 873,821,000 | 855,656,000 |
| Allowance for loan losses | 9,839,000 | 9,977,000 | 10,258,000 | 10,354,000 |
| Securities available for sale | 198,505,000 | 199,528,000 | 204,119,000 | 206,147,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 933,515,000 | 948,409,000 | 958,813,000 | 949,150,000 |
| Interest-bearing deposits | 792,747,000 | 803,670,000 | 807,936,000 | 787,952,000 |
| Noninterest-bearing deposits | 140,768,000 | 144,739,000 | 150,877,000 | 161,198,000 |
| Equity capital | 96,875,000 | 98,357,000 | 101,551,000 | 102,006,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 20,947,000 | 41,972,000 | 63,103,000 | 83,562,000 |
| Interest expense | 11,478,000 | 22,445,000 | 32,415,000 | 41,211,000 |
| Net interest income | 9,469,000 | 19,527,000 | 30,688,000 | 42,351,000 |
| Noninterest income | 7,916,000 | 14,603,000 | 20,864,000 | 28,595,000 |
| Noninterest expense | 11,685,000 | 23,863,000 | 36,411,000 | 50,435,000 |
| Provision for loan losses | 780,000 | 1,620,000 | 2,560,000 | 3,520,000 |
| Pretax income | 4,920,000 | 8,648,000 | 12,569,000 | 16,979,000 |
| Income tax | 1,190,000 | 2,094,000 | 3,092,000 | 4,480,000 |
| Net income | 3,730,000 | 6,554,000 | 9,477,000 | 12,499,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 91,640,000 | 91,701,000 | 95,015,000 | 96,915,000 |
| Total capital | 101,479,000 | 101,678,000 | 105,273,000 | 107,269,000 |
| Risk-weighted assets | 883,398,000 | 911,957,000 | 929,232,000 | 929,217,000 |