Call reports 2013
FREMONT NATIONAL BANK AND TRUST COMPANY, THE — 2013
What FREMONT NATIONAL BANK AND TRUST COMPANY, THE reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 317,530,000 | 312,337,000 | 299,474,000 | 302,225,000 |
| Total loans | 188,896,000 | 193,655,000 | 190,230,000 | 182,994,000 |
| Allowance for loan losses | 1,467,000 | 1,515,000 | 1,479,000 | 1,406,000 |
| Securities available for sale | 84,289,000 | 79,688,000 | 78,754,000 | 75,602,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 286,333,000 | 281,877,000 | 271,536,000 | 273,040,000 |
| Interest-bearing deposits | 193,218,000 | 195,035,000 | 184,309,000 | 187,518,000 |
| Noninterest-bearing deposits | 93,115,000 | 86,842,000 | 87,227,000 | 85,522,000 |
| Equity capital | 24,570,000 | 23,262,000 | 22,239,000 | 21,780,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 2,312,000 | 4,679,000 | 7,051,000 | 9,317,000 |
| Interest expense | 112,000 | 225,000 | 330,000 | 424,000 |
| Net interest income | 2,200,000 | 4,454,000 | 6,721,000 | 8,893,000 |
| Noninterest income | 1,124,000 | 2,208,000 | 3,339,000 | 4,414,000 |
| Noninterest expense | 2,642,000 | 5,116,000 | 7,541,000 | 10,296,000 |
| Provision for loan losses | -75,000 | -25,000 | -153,000 | -218,000 |
| Pretax income | 1,098,000 | 1,912,000 | 3,013,000 | 3,570,000 |
| Income tax | 382,000 | 668,000 | 1,052,000 | 1,244,000 |
| Net income | 716,000 | 1,244,000 | 1,961,000 | 2,326,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,520,000 | 23,798,000 | 22,765,000 | 22,130,000 |
| Total capital | 26,020,000 | 25,343,000 | 24,280,000 | 23,575,000 |
| Risk-weighted assets | 136,813,000 | 142,589,000 | 140,643,000 | 135,810,000 |