Call reports 2012
FREMONT NATIONAL BANK AND TRUST COMPANY, THE — 2012
What FREMONT NATIONAL BANK AND TRUST COMPANY, THE reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 323,933,000 | 321,082,000 | 317,332,000 | 313,322,000 |
| Total loans | 175,087,000 | 178,762,000 | 182,070,000 | 172,684,000 |
| Allowance for loan losses | 1,554,000 | 1,544,000 | 1,581,000 | 1,542,000 |
| Securities available for sale | 89,928,000 | 96,657,000 | 93,302,000 | 90,149,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 291,361,000 | 282,521,000 | 283,868,000 | 280,478,000 |
| Interest-bearing deposits | 204,995,000 | 207,685,000 | 200,805,000 | 192,724,000 |
| Noninterest-bearing deposits | 86,366,000 | 74,836,000 | 83,063,000 | 87,754,000 |
| Equity capital | 25,213,000 | 26,022,000 | 26,932,000 | 25,223,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 2,544,000 | 5,057,000 | 7,626,000 | 10,091,000 |
| Interest expense | 242,000 | 429,000 | 599,000 | 743,000 |
| Net interest income | 2,302,000 | 4,628,000 | 7,027,000 | 9,348,000 |
| Noninterest income | 1,130,000 | 2,355,000 | 3,402,000 | 4,579,000 |
| Noninterest expense | 2,338,000 | 4,744,000 | 7,086,000 | 9,371,000 |
| Provision for loan losses | -190,000 | 20,000 | 75,000 | 2,000 |
| Pretax income | 1,284,000 | 2,219,000 | 3,268,000 | 4,554,000 |
| Income tax | 432,000 | 743,000 | 1,103,000 | 1,545,000 |
| Net income | 852,000 | 1,476,000 | 2,165,000 | 3,009,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,897,000 | 25,521,000 | 26,211,000 | 24,805,000 |
| Total capital | 26,478,000 | 27,094,000 | 27,822,000 | 26,380,000 |
| Risk-weighted assets | 126,342,000 | 130,184,000 | 136,609,000 | 134,607,000 |