Call reports 2011
FREMONT NATIONAL BANK AND TRUST COMPANY, THE — 2011
What FREMONT NATIONAL BANK AND TRUST COMPANY, THE reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 302,073,000 | 305,655,000 | 313,935,000 | 308,117,000 |
| Total loans | 171,767,000 | 173,985,000 | 175,417,000 | 180,330,000 |
| Allowance for loan losses | 1,684,000 | 1,565,000 | 1,573,000 | 1,718,000 |
| Securities available for sale | 91,588,000 | 72,628,000 | 64,365,000 | 57,161,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 267,951,000 | 275,144,000 | 281,221,000 | 276,246,000 |
| Interest-bearing deposits | 202,334,000 | 209,497,000 | 207,826,000 | 200,429,000 |
| Noninterest-bearing deposits | 65,617,000 | 65,647,000 | 73,395,000 | 75,817,000 |
| Equity capital | 26,052,000 | 23,945,000 | 24,866,000 | 24,471,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 3,139,000 | 6,181,000 | 9,055,000 | 11,743,000 |
| Interest expense | 373,000 | 754,000 | 1,111,000 | 1,402,000 |
| Net interest income | 2,766,000 | 5,427,000 | 7,944,000 | 10,341,000 |
| Noninterest income | 1,265,000 | 2,346,000 | 3,443,000 | 4,391,000 |
| Noninterest expense | 2,504,000 | 4,693,000 | 7,035,000 | 9,382,000 |
| Provision for loan losses | 90,000 | 105,000 | 255,000 | 526,000 |
| Pretax income | 1,437,000 | 3,550,000 | 4,828,000 | 5,555,000 |
| Income tax | 484,000 | 1,202,000 | 1,629,000 | 1,863,000 |
| Net income | 953,000 | 2,348,000 | 3,199,000 | 3,692,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,305,000 | 22,700,000 | 23,551,000 | 24,044,000 |
| Total capital | 26,985,000 | 24,290,000 | 25,151,000 | 25,691,000 |
| Risk-weighted assets | 133,711,000 | 127,448,000 | 128,979,000 | 130,830,000 |