Call reports 2010
FREMONT NATIONAL BANK AND TRUST COMPANY, THE — 2010
What FREMONT NATIONAL BANK AND TRUST COMPANY, THE reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 321,299,000 | 308,912,000 | 304,733,000 | 293,716,000 |
| Total loans | 222,633,000 | 214,678,000 | 203,839,000 | 191,830,000 |
| Allowance for loan losses | 1,518,000 | 1,552,000 | 1,567,000 | 1,583,000 |
| Securities available for sale | 54,879,000 | 65,430,000 | 71,001,000 | 76,156,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 278,853,000 | 265,279,000 | 270,632,000 | 258,870,000 |
| Interest-bearing deposits | 215,040,000 | 206,441,000 | 205,238,000 | 196,894,000 |
| Noninterest-bearing deposits | 63,813,000 | 58,838,000 | 65,394,000 | 61,976,000 |
| Equity capital | 29,774,000 | 31,457,000 | 24,482,000 | 25,324,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 3,522,000 | 7,087,000 | 10,552,000 | 13,839,000 |
| Interest expense | 545,000 | 1,032,000 | 1,487,000 | 1,898,000 |
| Net interest income | 2,977,000 | 6,055,000 | 9,065,000 | 11,941,000 |
| Noninterest income | 1,267,000 | 2,578,000 | 3,868,000 | 5,492,000 |
| Noninterest expense | 2,443,000 | 4,896,000 | 7,389,000 | 9,952,000 |
| Provision for loan losses | 100,000 | 275,000 | 335,000 | 440,000 |
| Pretax income | 1,871,000 | 3,632,000 | 5,379,000 | 7,211,000 |
| Income tax | 645,000 | 1,241,000 | 1,831,000 | 2,485,000 |
| Net income | 1,226,000 | 2,391,000 | 3,548,000 | 4,726,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,352,000 | 30,517,000 | 23,174,000 | 24,352,000 |
| Total capital | 30,889,000 | 32,088,000 | 24,760,000 | 25,957,000 |
| Risk-weighted assets | 139,688,000 | 139,551,000 | 139,692,000 | 136,906,000 |