Call reports 2009
FREMONT NATIONAL BANK AND TRUST COMPANY, THE — 2009
What FREMONT NATIONAL BANK AND TRUST COMPANY, THE reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 337,424,000 | 336,917,000 | 322,179,000 | 312,997,000 |
| Total loans | 274,189,000 | 253,568,000 | 240,556,000 | 235,384,000 |
| Allowance for loan losses | 7,655,000 | 8,883,000 | 10,278,000 | 13,001,000 |
| Securities available for sale | 5,996,000 | 6,601,000 | 18,163,000 | 43,174,000 |
| Securities held to maturity | 39,707,000 | 37,891,000 | 30,303,000 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 301,231,000 | 301,161,000 | 287,083,000 | 278,146,000 |
| Interest-bearing deposits | 244,205,000 | 246,045,000 | 233,074,000 | 216,117,000 |
| Noninterest-bearing deposits | 57,026,000 | 55,116,000 | 54,009,000 | 62,029,000 |
| Equity capital | 22,352,000 | 22,224,000 | 22,432,000 | 21,278,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 6,173,000 | 13,022,000 | 20,392,000 | 27,883,000 |
| Interest expense | 1,289,000 | 2,435,000 | 3,402,000 | 4,140,000 |
| Net interest income | 4,884,000 | 10,587,000 | 16,990,000 | 23,743,000 |
| Noninterest income | 1,075,000 | 2,440,000 | 3,677,000 | 4,402,000 |
| Noninterest expense | 2,643,000 | 5,445,000 | 7,973,000 | 10,956,000 |
| Provision for loan losses | 3,497,000 | 8,041,000 | 12,896,000 | 19,913,000 |
| Pretax income | -181,000 | -459,000 | -202,000 | -2,724,000 |
| Income tax | -85,000 | -207,000 | -143,000 | -1,073,000 |
| Net income | -96,000 | -252,000 | -59,000 | -1,651,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,233,000 | 22,078,000 | 22,271,000 | 20,679,000 |
| Total capital | 25,284,000 | 24,976,000 | 25,106,000 | 23,467,000 |
| Risk-weighted assets | 239,446,000 | 225,835,000 | 219,333,000 | 212,808,000 |