Call reports 2008
FREMONT NATIONAL BANK AND TRUST COMPANY, THE — 2008
What FREMONT NATIONAL BANK AND TRUST COMPANY, THE reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 337,915,000 | 328,674,000 | 342,659,000 | 339,656,000 |
| Total loans | 253,946,000 | 265,749,000 | 275,199,000 | 269,775,000 |
| Allowance for loan losses | 3,489,000 | 3,803,000 | 4,559,000 | 6,373,000 |
| Securities available for sale | 11,395,000 | 8,465,000 | 6,373,000 | 6,370,000 |
| Securities held to maturity | 34,342,000 | 32,692,000 | 37,575,000 | 33,281,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 303,628,000 | 293,978,000 | 308,057,000 | 305,307,000 |
| Interest-bearing deposits | 249,799,000 | 245,859,000 | 260,285,000 | 247,091,000 |
| Noninterest-bearing deposits | 53,829,000 | 48,119,000 | 47,772,000 | 58,216,000 |
| Equity capital | 23,655,000 | 23,702,000 | 24,183,000 | 21,427,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 5,640,000 | 11,560,000 | 17,802,000 | 23,951,000 |
| Interest expense | 2,332,000 | 4,264,000 | 6,091,000 | 7,648,000 |
| Net interest income | 3,308,000 | 7,296,000 | 11,711,000 | 16,303,000 |
| Noninterest income | 1,181,000 | 2,448,000 | 3,785,000 | 4,971,000 |
| Noninterest expense | 2,501,000 | 5,102,000 | 7,675,000 | 10,366,000 |
| Provision for loan losses | 1,517,000 | 3,267,000 | 5,754,000 | 9,703,000 |
| Pretax income | 471,000 | 1,375,000 | 2,067,000 | 1,205,000 |
| Income tax | 144,000 | 439,000 | 660,000 | 342,000 |
| Net income | 327,000 | 936,000 | 1,407,000 | 863,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,544,000 | 22,654,000 | 23,124,000 | 21,330,000 |
| Total capital | 25,558,000 | 25,678,000 | 26,184,000 | 24,352,000 |
| Risk-weighted assets | 240,632,000 | 241,153,000 | 243,274,000 | 238,390,000 |