Call reports 2007
FREMONT NATIONAL BANK AND TRUST COMPANY, THE — 2007
What FREMONT NATIONAL BANK AND TRUST COMPANY, THE reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 347,039,000 | 334,026,000 | 330,868,000 | 330,347,000 |
| Total loans | 238,976,000 | 276,694,000 | 268,336,000 | 270,749,000 |
| Allowance for loan losses | 2,616,000 | 2,484,000 | 2,912,000 | 3,027,000 |
| Securities available for sale | 4,994,000 | 4,987,000 | 8,237,000 | 8,404,000 |
| Securities held to maturity | 33,592,000 | 33,306,000 | 26,165,000 | 30,145,000 |
| Trading assets | 10,835,000 | 0 | 0 | 0 |
| Total deposits | 312,013,000 | 300,560,000 | 298,158,000 | 297,447,000 |
| Interest-bearing deposits | 263,651,000 | 251,896,000 | 249,102,000 | 250,452,000 |
| Noninterest-bearing deposits | 48,362,000 | 48,664,000 | 49,056,000 | 46,995,000 |
| Equity capital | 25,196,000 | 25,474,000 | 25,241,000 | 24,309,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 6,417,000 | 12,616,000 | 18,539,000 | 24,186,000 |
| Interest expense | 2,537,000 | 5,092,000 | 7,565,000 | 10,020,000 |
| Net interest income | 3,880,000 | 7,524,000 | 10,974,000 | 14,166,000 |
| Noninterest income | 882,000 | 1,563,000 | 2,761,000 | 3,957,000 |
| Noninterest expense | 2,802,000 | 5,540,000 | 8,311,000 | 10,458,000 |
| Provision for loan losses | 130,000 | 148,000 | 831,000 | 1,547,000 |
| Pretax income | 1,830,000 | 3,399,000 | 4,593,000 | 6,118,000 |
| Income tax | 630,000 | 1,169,000 | 1,577,000 | 2,103,000 |
| Net income | 1,200,000 | 2,230,000 | 3,016,000 | 4,015,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,652,000 | 23,933,000 | 23,718,000 | 23,217,000 |
| Total capital | 26,279,000 | 26,432,000 | 26,638,000 | 26,233,000 |
| Risk-weighted assets | 240,732,000 | 237,530,000 | 239,209,000 | 241,224,000 |