Call reports 2006
FREMONT NATIONAL BANK AND TRUST COMPANY, THE — 2006
What FREMONT NATIONAL BANK AND TRUST COMPANY, THE reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 339,635,000 | 335,920,000 | 345,577,000 | 343,873,000 |
| Total loans | 219,085,000 | 233,202,000 | 242,152,000 | 243,055,000 |
| Allowance for loan losses | 3,748,000 | 3,704,000 | 3,760,000 | 3,303,000 |
| Securities available for sale | 4,936,000 | 4,903,000 | 4,961,000 | 4,976,000 |
| Securities held to maturity | 39,048,000 | 34,284,000 | 34,038,000 | 33,772,000 |
| Trading assets | 18,962,000 | 12,975,000 | 12,305,000 | 10,731,000 |
| Total deposits | 296,872,000 | 297,241,000 | 306,362,000 | 306,203,000 |
| Interest-bearing deposits | 249,078,000 | 252,511,000 | 262,188,000 | 260,444,000 |
| Noninterest-bearing deposits | 47,794,000 | 44,730,000 | 44,174,000 | 45,759,000 |
| Equity capital | 22,684,000 | 23,477,000 | 24,407,000 | 23,983,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 6,285,000 | 12,507,000 | 18,885,000 | 25,408,000 |
| Interest expense | 1,952,000 | 4,053,000 | 6,508,000 | 9,141,000 |
| Net interest income | 4,333,000 | 8,454,000 | 12,377,000 | 16,267,000 |
| Noninterest income | 2,494,000 | 3,432,000 | 4,478,000 | 5,585,000 |
| Noninterest expense | 2,853,000 | 5,806,000 | 8,508,000 | 11,321,000 |
| Provision for loan losses | 901,000 | 1,736,000 | 2,613,000 | 3,139,000 |
| Pretax income | 3,081,000 | 4,352,000 | 5,742,000 | 7,400,000 |
| Income tax | 1,096,000 | 1,553,000 | 2,053,000 | 2,647,000 |
| Net income | 1,985,000 | 2,799,000 | 3,689,000 | 4,753,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,185,000 | 21,998,000 | 22,888,000 | 22,452,000 |
| Total capital | 24,071,000 | 24,942,000 | 25,929,000 | 25,498,000 |
| Risk-weighted assets | 230,033,000 | 234,769,000 | 242,555,000 | 243,399,000 |