Call reports 2005
FREMONT NATIONAL BANK AND TRUST COMPANY, THE — 2005
What FREMONT NATIONAL BANK AND TRUST COMPANY, THE reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 331,446,000 | 332,566,000 | 342,899,000 | 330,195,000 |
| Total loans | 245,509,000 | 249,375,000 | 245,552,000 | 243,518,000 |
| Allowance for loan losses | 4,159,000 | 4,355,000 | 4,639,000 | 4,102,000 |
| Securities available for sale | 4,694,000 | 4,729,000 | 6,691,000 | 6,646,000 |
| Securities held to maturity | 43,873,000 | 36,693,000 | 35,424,000 | 34,936,000 |
| Trading assets | 17,232,000 | 16,099,000 | 17,256,000 | 20,583,000 |
| Total deposits | 288,309,000 | 287,739,000 | 299,221,000 | 287,808,000 |
| Interest-bearing deposits | 247,860,000 | 248,718,000 | 256,993,000 | 244,791,000 |
| Noninterest-bearing deposits | 40,449,000 | 39,021,000 | 42,228,000 | 43,017,000 |
| Equity capital | 24,808,000 | 26,182,000 | 25,470,000 | 24,708,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 6,026,000 | 12,617,000 | 19,127,000 | 26,633,000 |
| Interest expense | 1,422,000 | 2,910,000 | 4,534,000 | 6,310,000 |
| Net interest income | 4,604,000 | 9,707,000 | 14,593,000 | 20,323,000 |
| Noninterest income | 1,203,000 | 2,367,000 | 3,410,000 | 2,150,000 |
| Noninterest expense | 2,700,000 | 5,228,000 | 7,950,000 | 10,897,000 |
| Provision for loan losses | 1,606,000 | 3,250,000 | 4,819,000 | 5,916,000 |
| Pretax income | 1,501,000 | 3,596,000 | 5,234,000 | 5,660,000 |
| Income tax | 545,000 | 1,290,000 | 1,874,000 | 2,034,000 |
| Net income | 956,000 | 2,306,000 | 3,360,000 | 3,626,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,279,000 | 24,629,000 | 23,933,000 | 23,199,000 |
| Total capital | 26,452,000 | 27,828,000 | 27,135,000 | 26,361,000 |
| Risk-weighted assets | 252,874,000 | 254,724,000 | 254,742,000 | 252,034,000 |