Call reports 2003
FREMONT NATIONAL BANK AND TRUST COMPANY, THE — 2003
What FREMONT NATIONAL BANK AND TRUST COMPANY, THE reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 344,926,000 | 347,038,000 | 334,841,000 | 334,139,000 |
| Total loans | 264,840,000 | 264,969,000 | 262,985,000 | 262,054,000 |
| Allowance for loan losses | 8,267,000 | 9,133,000 | 9,096,000 | 7,892,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 53,261,000 | 52,809,000 | 50,987,000 | 45,205,000 |
| Trading assets | 0 | 0 | 0 | 4,832,000 |
| Total deposits | 295,879,000 | 298,551,000 | 286,693,000 | 282,888,000 |
| Interest-bearing deposits | 257,817,000 | 262,185,000 | 251,863,000 | 240,950,000 |
| Noninterest-bearing deposits | 38,062,000 | 36,366,000 | 34,830,000 | 41,938,000 |
| Equity capital | 25,421,000 | 25,390,000 | 25,815,000 | 24,918,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 7,108,000 | 14,561,000 | 21,532,000 | 28,206,000 |
| Interest expense | 1,766,000 | 3,415,000 | 4,908,000 | 6,301,000 |
| Net interest income | 5,342,000 | 11,146,000 | 16,624,000 | 21,905,000 |
| Noninterest income | 1,028,000 | 2,128,000 | 3,321,000 | 2,700,000 |
| Noninterest expense | 2,542,000 | 4,895,000 | 7,359,000 | 10,124,000 |
| Provision for loan losses | 3,302,000 | 6,738,000 | 9,123,000 | 10,100,000 |
| Pretax income | 526,000 | 1,641,000 | 3,463,000 | 4,381,000 |
| Income tax | 206,000 | 602,000 | 1,249,000 | 1,583,000 |
| Net income | 320,000 | 1,039,000 | 2,214,000 | 2,798,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,825,000 | 23,794,000 | 24,219,000 | 23,322,000 |
| Total capital | 27,143,000 | 27,121,000 | 27,490,000 | 26,610,000 |
| Risk-weighted assets | 260,519,000 | 260,376,000 | 255,836,000 | 258,429,000 |