Call reports 2002
FREMONT NATIONAL BANK AND TRUST COMPANY, THE — 2002
What FREMONT NATIONAL BANK AND TRUST COMPANY, THE reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 336,269,000 | 337,145,000 | 348,947,000 | 343,314,000 |
| Total loans | 248,188,000 | 256,002,000 | 264,928,000 | 251,289,000 |
| Allowance for loan losses | 5,353,000 | 5,177,000 | 5,547,000 | 6,066,000 |
| Securities available for sale | 2,046,000 | 2,034,000 | 2,015,000 | 0 |
| Securities held to maturity | 55,933,000 | 58,701,000 | 58,790,000 | 58,581,000 |
| Trading assets | 0 | 0 | 0 | 10,476,000 |
| Total deposits | 294,432,000 | 295,176,000 | 299,298,000 | 292,951,000 |
| Interest-bearing deposits | 261,763,000 | 261,883,000 | 262,844,000 | 257,190,000 |
| Noninterest-bearing deposits | 32,669,000 | 33,293,000 | 36,454,000 | 35,761,000 |
| Equity capital | 24,440,000 | 24,967,000 | 24,929,000 | 25,370,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 7,435,000 | 15,226,000 | 22,817,000 | 30,567,000 |
| Interest expense | 2,251,000 | 4,319,000 | 6,278,000 | 8,145,000 |
| Net interest income | 5,184,000 | 10,907,000 | 16,539,000 | 22,422,000 |
| Noninterest income | 1,059,000 | 2,122,000 | 3,124,000 | 1,621,000 |
| Noninterest expense | 2,732,000 | 5,206,000 | 7,599,000 | 10,331,000 |
| Provision for loan losses | 2,747,000 | 5,061,000 | 7,774,000 | 10,279,000 |
| Pretax income | 764,000 | 2,762,000 | 4,290,000 | 3,433,000 |
| Income tax | 272,000 | 983,000 | 1,534,000 | 1,256,000 |
| Net income | 492,000 | 1,779,000 | 2,756,000 | 2,177,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,807,000 | 23,344,000 | 23,321,000 | 23,774,000 |
| Total capital | 25,938,000 | 26,535,000 | 26,593,000 | 27,064,000 |
| Risk-weighted assets | 248,284,000 | 253,290,000 | 259,521,000 | 260,433,000 |