Call reports 2001
FREMONT NATIONAL BANK AND TRUST COMPANY, THE — 2001
What FREMONT NATIONAL BANK AND TRUST COMPANY, THE reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 344,825,000 | 339,473,000 | 353,869,000 | 342,654,000 |
| Total loans | 250,695,000 | 248,271,000 | 249,070,000 | 252,254,000 |
| Allowance for loan losses | 4,650,000 | 4,764,000 | 4,784,000 | 4,989,000 |
| Securities available for sale | 30,830,000 | 16,764,000 | 13,674,000 | 7,852,000 |
| Securities held to maturity | 25,143,000 | 39,365,000 | 42,248,000 | 44,560,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 303,592,000 | 299,413,000 | 310,039,000 | 299,574,000 |
| Interest-bearing deposits | 271,255,000 | 266,052,000 | 276,396,000 | 265,476,000 |
| Noninterest-bearing deposits | 32,337,000 | 33,361,000 | 33,643,000 | 34,098,000 |
| Equity capital | 24,675,000 | 25,155,000 | 25,409,000 | 25,239,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 8,139,000 | 15,874,000 | 23,663,000 | 31,479,000 |
| Interest expense | 3,832,000 | 7,299,000 | 10,507,000 | 13,225,000 |
| Net interest income | 4,307,000 | 8,575,000 | 13,156,000 | 18,254,000 |
| Noninterest income | 1,283,000 | 2,897,000 | 4,001,000 | 5,327,000 |
| Noninterest expense | 2,751,000 | 5,380,000 | 7,995,000 | 10,890,000 |
| Provision for loan losses | 2,160,000 | 4,534,000 | 6,801,000 | 9,302,000 |
| Pretax income | 679,000 | 1,558,000 | 2,556,000 | 3,584,000 |
| Income tax | 261,000 | 581,000 | 1,019,000 | 1,420,000 |
| Net income | 418,000 | 977,000 | 1,537,000 | 2,164,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,579,000 | 23,219,000 | 23,608,000 | 23,566,000 |
| Total capital | 25,640,000 | 26,305,000 | 26,737,000 | 26,714,000 |
| Risk-weighted assets | 243,322,000 | 245,214,000 | 248,648,000 | 249,971,000 |