Call reports 2011
PEOPLES STATE BANK — 2011
What PEOPLES STATE BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 |
|---|---|---|---|
| Total assets | 67,053,000 | 65,485,000 | 62,838,000 |
| Total loans | 35,739,000 | 38,251,000 | 40,625,000 |
| Allowance for loan losses | 611,000 | 614,000 | 612,000 |
| Securities available for sale | 20,626,000 | 19,782,000 | 18,424,000 |
| Securities held to maturity | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 58,997,000 | 56,951,000 | 54,262,000 |
| Interest-bearing deposits | 46,151,000 | 47,369,000 | 44,743,000 |
| Noninterest-bearing deposits | 12,846,000 | 9,582,000 | 9,519,000 |
| Equity capital | 7,786,000 | 8,232,000 | 8,243,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 |
|---|---|---|---|
| Interest income | 691,000 | 1,408,000 | 2,112,000 |
| Interest expense | 108,000 | 212,000 | 308,000 |
| Net interest income | 583,000 | 1,196,000 | 1,804,000 |
| Noninterest income | 518,000 | 609,000 | 702,000 |
| Noninterest expense | 361,000 | 728,000 | 1,115,000 |
| Provision for loan losses | 0 | 0 | 0 |
| Pretax income | 740,000 | 1,077,000 | 1,391,000 |
| Income tax | 38,000 | 60,000 | 80,000 |
| Net income | 702,000 | 1,017,000 | 1,311,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 |
|---|---|---|---|
| Tier 1 capital | 7,492,000 | 7,657,000 | 7,600,000 |
| Total capital | 7,992,000 | 8,170,000 | 8,132,000 |
| Risk-weighted assets | 39,863,000 | 40,957,000 | 42,429,000 |