Call reports 2002
PEOPLES STATE BANK — 2002
What PEOPLES STATE BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 51,343,000 | 51,220,000 | 51,221,000 | 50,688,000 |
| Total loans | 33,776,000 | 36,674,000 | 37,706,000 | 38,851,000 |
| Allowance for loan losses | 671,000 | 673,000 | 673,000 | 672,000 |
| Securities available for sale | 8,535,000 | 8,305,000 | 8,718,000 | 5,434,000 |
| Securities held to maturity | 2,650,000 | 950,000 | 250,000 | 140,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 42,514,000 | 42,302,000 | 42,173,000 | 42,017,000 |
| Interest-bearing deposits | 37,973,000 | 36,790,000 | 37,477,000 | 36,269,000 |
| Noninterest-bearing deposits | 4,541,000 | 5,512,000 | 4,696,000 | 5,748,000 |
| Equity capital | 8,539,000 | 8,624,000 | 8,739,000 | 8,447,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 805,000 | 1,635,000 | 2,475,000 | 3,261,000 |
| Interest expense | 315,000 | 602,000 | 872,000 | 1,112,000 |
| Net interest income | 490,000 | 1,033,000 | 1,603,000 | 2,149,000 |
| Noninterest income | 45,000 | 91,000 | 143,000 | 233,000 |
| Noninterest expense | 216,000 | 441,000 | 658,000 | 936,000 |
| Provision for loan losses | 0 | 0 | 0 | 30,000 |
| Pretax income | 319,000 | 683,000 | 1,088,000 | 1,416,000 |
| Income tax | 8,000 | 27,000 | 42,000 | 60,000 |
| Net income | 311,000 | 656,000 | 1,046,000 | 1,356,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,479,000 | 8,524,000 | 8,614,000 | 8,369,000 |
| Total capital | 8,964,000 | 9,012,000 | 9,098,000 | 8,854,000 |
| Risk-weighted assets | 38,625,000 | 38,861,000 | 38,538,000 | 38,625,000 |