Call reports 2001
PEOPLES STATE BANK — 2001
What PEOPLES STATE BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 49,538,000 | 50,619,000 | 49,889,000 | 52,423,000 |
| Total loans | 31,983,000 | 34,830,000 | 35,279,000 | 34,992,000 |
| Allowance for loan losses | 644,000 | 645,000 | 695,000 | 671,000 |
| Securities available for sale | 6,823,000 | 6,052,000 | 10,585,000 | 10,111,000 |
| Securities held to maturity | 2,907,000 | 2,410,000 | 1,408,000 | 1,570,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 40,753,000 | 41,711,000 | 40,845,000 | 43,572,000 |
| Interest-bearing deposits | 36,603,000 | 37,590,000 | 37,369,000 | 38,868,000 |
| Noninterest-bearing deposits | 4,150,000 | 4,121,000 | 3,476,000 | 4,704,000 |
| Equity capital | 8,384,000 | 8,505,000 | 8,570,000 | 8,557,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,025,000 | 2,041,000 | 2,999,000 | 3,923,000 |
| Interest expense | 452,000 | 903,000 | 1,324,000 | 1,708,000 |
| Net interest income | 573,000 | 1,138,000 | 1,675,000 | 2,215,000 |
| Noninterest income | 49,000 | 100,000 | 155,000 | 234,000 |
| Noninterest expense | 222,000 | 437,000 | 653,000 | 896,000 |
| Provision for loan losses | 0 | 0 | 50,000 | 80,000 |
| Pretax income | 400,000 | 801,000 | 1,127,000 | 1,473,000 |
| Income tax | 18,000 | 34,000 | 48,000 | 63,000 |
| Net income | 382,000 | 767,000 | 1,079,000 | 1,410,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,342,000 | 8,425,000 | 8,438,000 | 8,468,000 |
| Total capital | 8,788,000 | 8,893,000 | 8,930,000 | 8,962,000 |
| Risk-weighted assets | 35,502,000 | 37,261,000 | 39,126,000 | 39,378,000 |