Call reports 2017
CARROLL COUNTY SAVINGS AND LOAN ASSOCIATION — 2017
What CARROLL COUNTY SAVINGS AND LOAN ASSOCIATION reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 |
|---|---|---|
| Total assets | 19,168,000 | 18,992,000 |
| Total loans | 8,302,000 | 8,080,000 |
| Allowance for loan losses | 235,000 | 227,000 |
| Securities available for sale | 0 | 0 |
| Securities held to maturity | 6,584,000 | 6,311,000 |
| Trading assets | 0 | 0 |
| Total deposits | 15,815,000 | 15,640,000 |
| Interest-bearing deposits | 15,807,000 | 15,623,000 |
| Noninterest-bearing deposits | 8,000 | 17,000 |
| Equity capital | 3,335,000 | 3,351,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 |
|---|---|---|
| Interest income | 125,000 | 253,000 |
| Interest expense | 41,000 | 82,000 |
| Net interest income | 84,000 | 171,000 |
| Noninterest income | 2,000 | 2,000 |
| Noninterest expense | 63,000 | 136,000 |
| Provision for loan losses | 57,000 | 49,000 |
| Pretax income | -34,000 | -12,000 |
| Income tax | 6,000 | 12,000 |
| Net income | -40,000 | -24,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 |
|---|---|---|
| Tier 1 capital | 3,335,000 | 3,351,000 |
| Total capital | 3,408,000 | 3,422,000 |
| Risk-weighted assets | 5,691,000 | 5,530,000 |