Call reports 2007
ANSTAFF BANK — 2007
What ANSTAFF BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 337,795,000 | 339,592,000 | 346,875,000 | 349,215,000 |
| Total loans | 252,657,000 | 248,132,000 | 250,452,000 | 253,281,000 |
| Allowance for loan losses | 3,201,000 | 3,199,000 | 3,268,000 | 2,560,000 |
| Securities available for sale | 17,702,000 | 25,199,000 | 35,988,000 | 29,317,000 |
| Securities held to maturity | 32,725,000 | 31,735,000 | 32,385,000 | 33,511,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 290,211,000 | 296,481,000 | 302,778,000 | 301,831,000 |
| Interest-bearing deposits | 262,740,000 | 270,980,000 | 278,008,000 | 277,623,000 |
| Noninterest-bearing deposits | 27,471,000 | 25,501,000 | 24,770,000 | 24,208,000 |
| Equity capital | 32,277,000 | 32,517,000 | 31,790,000 | 32,538,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 5,960,000 | 11,752,000 | 17,908,000 | 23,751,000 |
| Interest expense | 2,587,000 | 5,256,000 | 8,111,000 | 11,025,000 |
| Net interest income | 3,373,000 | 6,496,000 | 9,797,000 | 12,726,000 |
| Noninterest income | 443,000 | 913,000 | 1,345,000 | 1,795,000 |
| Noninterest expense | 2,043,000 | 4,111,000 | 6,186,000 | 8,011,000 |
| Provision for loan losses | 100,000 | 200,000 | 200,000 | 340,000 |
| Pretax income | 1,673,000 | 3,098,000 | 4,756,000 | 6,170,000 |
| Income tax | 6,000 | 15,000 | 29,000 | 61,000 |
| Net income | 1,667,000 | 3,083,000 | 4,727,000 | 6,109,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 31,888,000 | 32,405,000 | 31,499,000 | 32,131,000 |
| Total capital | 35,135,000 | 35,650,000 | 34,813,000 | 34,737,000 |
| Risk-weighted assets | 272,468,000 | 267,951,000 | 273,507,000 | 276,965,000 |