Call reports 2006
ANSTAFF BANK — 2006
What ANSTAFF BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 327,885,000 | 328,723,000 | 330,131,000 | 332,668,000 |
| Total loans | 235,165,000 | 238,346,000 | 243,282,000 | 250,060,000 |
| Allowance for loan losses | 3,217,000 | 3,337,000 | 3,403,000 | 3,174,000 |
| Securities available for sale | 23,821,000 | 27,393,000 | 25,082,000 | 17,819,000 |
| Securities held to maturity | 29,401,000 | 29,251,000 | 32,099,000 | 32,678,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 280,366,000 | 282,090,000 | 281,821,000 | 284,529,000 |
| Interest-bearing deposits | 252,479,000 | 252,580,000 | 249,638,000 | 255,744,000 |
| Noninterest-bearing deposits | 27,887,000 | 29,510,000 | 32,183,000 | 28,785,000 |
| Equity capital | 31,117,000 | 31,136,000 | 32,426,000 | 32,584,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 5,240,000 | 10,663,000 | 16,409,000 | 22,169,000 |
| Interest expense | 1,866,000 | 3,959,000 | 6,286,000 | 8,728,000 |
| Net interest income | 3,374,000 | 6,704,000 | 10,123,000 | 13,441,000 |
| Noninterest income | 444,000 | 998,000 | 1,492,000 | 1,875,000 |
| Noninterest expense | 1,881,000 | 3,766,000 | 5,717,000 | 7,870,000 |
| Provision for loan losses | 75,000 | 225,000 | 275,000 | 575,000 |
| Pretax income | 1,862,000 | 3,711,000 | 5,623,000 | 6,871,000 |
| Income tax | 0 | 5,000 | 20,000 | 35,000 |
| Net income | 1,862,000 | 3,706,000 | 5,603,000 | 6,836,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 31,053,000 | 31,347,000 | 32,195,000 | 32,272,000 |
| Total capital | 34,236,000 | 34,562,000 | 35,481,000 | 35,492,000 |
| Risk-weighted assets | 254,647,000 | 257,018,000 | 262,729,000 | 268,068,000 |