Call reports 2005
ANSTAFF BANK — 2005
What ANSTAFF BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 307,015,000 | 311,609,000 | 317,883,000 | 318,872,000 |
| Total loans | 225,806,000 | 236,783,000 | 234,358,000 | 238,407,000 |
| Allowance for loan losses | 2,854,000 | 2,987,000 | 3,057,000 | 3,152,000 |
| Securities available for sale | 25,172,000 | 18,121,000 | 20,540,000 | 16,020,000 |
| Securities held to maturity | 27,920,000 | 27,658,000 | 27,420,000 | 28,743,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 258,216,000 | 256,948,000 | 262,932,000 | 262,379,000 |
| Interest-bearing deposits | 234,612,000 | 232,392,000 | 235,759,000 | 237,443,000 |
| Noninterest-bearing deposits | 23,604,000 | 24,556,000 | 27,173,000 | 24,936,000 |
| Equity capital | 29,708,000 | 31,116,000 | 31,890,000 | 30,349,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 4,457,000 | 9,073,000 | 13,920,000 | 18,973,000 |
| Interest expense | 1,273,000 | 2,681,000 | 4,228,000 | 5,959,000 |
| Net interest income | 3,184,000 | 6,392,000 | 9,692,000 | 13,014,000 |
| Noninterest income | 401,000 | 923,000 | 1,422,000 | 1,824,000 |
| Noninterest expense | 1,753,000 | 3,542,000 | 5,370,000 | 7,401,000 |
| Provision for loan losses | 60,000 | 200,000 | 375,000 | 650,000 |
| Pretax income | 1,772,000 | 3,522,000 | 5,318,000 | 6,736,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,772,000 | 3,522,000 | 5,318,000 | 6,736,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,701,000 | 30,651,000 | 31,597,000 | 30,141,000 |
| Total capital | 32,581,000 | 33,664,000 | 34,680,000 | 33,282,000 |
| Risk-weighted assets | 238,077,000 | 248,890,000 | 248,614,000 | 251,215,000 |