Call reports 2004
ANSTAFF BANK — 2004
What ANSTAFF BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 295,920,000 | 298,597,000 | 300,871,000 | 303,431,000 |
| Total loans | 199,291,000 | 206,545,000 | 213,258,000 | 219,435,000 |
| Allowance for loan losses | 2,775,000 | 2,731,000 | 2,638,000 | 2,745,000 |
| Securities available for sale | 53,815,000 | 37,133,000 | 31,864,000 | 25,826,000 |
| Securities held to maturity | 18,078,000 | 18,895,000 | 27,721,000 | 28,423,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 239,953,000 | 244,727,000 | 245,720,000 | 253,856,000 |
| Interest-bearing deposits | 218,215,000 | 220,346,000 | 218,925,000 | 228,444,000 |
| Noninterest-bearing deposits | 21,738,000 | 24,381,000 | 26,795,000 | 25,412,000 |
| Equity capital | 30,323,000 | 29,237,000 | 31,150,000 | 28,998,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 3,904,000 | 7,824,000 | 11,914,000 | 16,259,000 |
| Interest expense | 1,141,000 | 2,302,000 | 3,469,000 | 4,638,000 |
| Net interest income | 2,763,000 | 5,522,000 | 8,445,000 | 11,621,000 |
| Noninterest income | 294,000 | 683,000 | 1,132,000 | 1,572,000 |
| Noninterest expense | 1,682,000 | 3,395,000 | 5,257,000 | 7,346,000 |
| Provision for loan losses | 30,000 | 60,000 | 200,000 | 360,000 |
| Pretax income | 1,345,000 | 2,769,000 | 4,003,000 | 5,403,000 |
| Income tax | 180,000 | 365,000 | 551,000 | 712,000 |
| Net income | 1,165,000 | 2,404,000 | 3,452,000 | 4,691,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,352,000 | 29,592,000 | 30,640,000 | 28,729,000 |
| Total capital | 32,053,000 | 32,323,000 | 33,310,000 | 31,499,000 |
| Risk-weighted assets | 215,977,000 | 222,024,000 | 227,659,000 | 232,072,000 |