Call reports 2003
ANSTAFF BANK — 2003
What ANSTAFF BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 250,654,000 | 254,088,000 | 280,258,000 | 285,747,000 |
| Total loans | 166,880,000 | 168,726,000 | 190,965,000 | 192,437,000 |
| Allowance for loan losses | 2,277,000 | 2,287,000 | 2,878,000 | 2,763,000 |
| Securities available for sale | 32,694,000 | 38,366,000 | 43,086,000 | 48,074,000 |
| Securities held to maturity | 18,582,000 | 19,044,000 | 19,453,000 | 19,658,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 202,369,000 | 204,809,000 | 231,129,000 | 235,998,000 |
| Interest-bearing deposits | 184,913,000 | 184,759,000 | 207,982,000 | 213,315,000 |
| Noninterest-bearing deposits | 17,456,000 | 20,050,000 | 23,147,000 | 22,683,000 |
| Equity capital | 28,085,000 | 28,923,000 | 29,170,000 | 28,892,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 3,375,000 | 6,782,000 | 10,222,000 | 14,023,000 |
| Interest expense | 1,249,000 | 2,464,000 | 3,566,000 | 4,700,000 |
| Net interest income | 2,126,000 | 4,318,000 | 6,656,000 | 9,323,000 |
| Noninterest income | 256,000 | 584,000 | 890,000 | 1,244,000 |
| Noninterest expense | 1,358,000 | 2,763,000 | 4,249,000 | 6,208,000 |
| Provision for loan losses | 30,000 | 60,000 | 390,000 | 420,000 |
| Pretax income | 994,000 | 2,079,000 | 2,907,000 | 3,939,000 |
| Income tax | 292,000 | 629,000 | 879,000 | 1,170,000 |
| Net income | 702,000 | 1,450,000 | 2,028,000 | 2,769,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,770,000 | 28,518,000 | 28,446,000 | 28,187,000 |
| Total capital | 30,047,000 | 30,805,000 | 31,029,000 | 30,792,000 |
| Risk-weighted assets | 182,595,000 | 185,081,000 | 206,315,000 | 208,272,000 |