Call reports 2002
ANSTAFF BANK — 2002
What ANSTAFF BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 233,418,000 | 238,387,000 | 239,590,000 | 247,281,000 |
| Total loans | 165,182,000 | 169,746,000 | 167,680,000 | 166,683,000 |
| Allowance for loan losses | 2,072,000 | 2,170,000 | 2,274,000 | 2,273,000 |
| Securities available for sale | 27,714,000 | 22,339,000 | 24,259,000 | 25,376,000 |
| Securities held to maturity | 18,347,000 | 18,751,000 | 19,387,000 | 19,986,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 184,865,000 | 189,427,000 | 191,722,000 | 198,850,000 |
| Interest-bearing deposits | 168,002,000 | 172,621,000 | 175,350,000 | 182,180,000 |
| Noninterest-bearing deposits | 16,863,000 | 16,806,000 | 16,372,000 | 16,670,000 |
| Equity capital | 25,413,000 | 26,379,000 | 27,162,000 | 27,448,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 3,678,000 | 7,366,000 | 11,025,000 | 14,525,000 |
| Interest expense | 1,587,000 | 3,095,000 | 4,510,000 | 5,833,000 |
| Net interest income | 2,091,000 | 4,271,000 | 6,515,000 | 8,692,000 |
| Noninterest income | 257,000 | 595,000 | 884,000 | 1,121,000 |
| Noninterest expense | 1,298,000 | 2,572,000 | 3,875,000 | 5,356,000 |
| Provision for loan losses | 30,000 | 160,000 | 290,000 | 320,000 |
| Pretax income | 1,020,000 | 2,134,000 | 3,234,000 | 4,137,000 |
| Income tax | 305,000 | 634,000 | 970,000 | 1,225,000 |
| Net income | 715,000 | 1,500,000 | 2,264,000 | 2,912,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,280,000 | 26,065,000 | 26,820,000 | 27,078,000 |
| Total capital | 27,352,000 | 28,235,000 | 29,064,000 | 29,338,000 |
| Risk-weighted assets | 175,680,000 | 180,136,000 | 179,452,000 | 180,791,000 |