Call reports 2024
UNITED BANK — 2024
What UNITED BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 29,939,262,000 | 29,868,220,000 | 29,769,221,000 | 29,924,656,000 |
| Total loans | 21,564,502,000 | 21,665,202,000 | 21,668,461,000 | 21,717,853,000 |
| Allowance for loan losses | 262,905,000 | 267,423,000 | 270,767,000 | 271,844,000 |
| Securities available for sale | 3,605,132,000 | 3,306,940,000 | 3,230,803,000 | 2,951,034,000 |
| Securities held to maturity | 1,000,000 | 1,000,000 | 1,000,000 | 1,000,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 23,156,081,000 | 23,305,317,000 | 24,070,496,000 | 24,213,089,000 |
| Interest-bearing deposits | 17,133,606,000 | 17,366,791,000 | 18,024,783,000 | 18,068,428,000 |
| Noninterest-bearing deposits | 6,022,475,000 | 5,938,526,000 | 6,045,713,000 | 6,144,661,000 |
| Equity capital | 4,852,426,000 | 4,898,107,000 | 5,004,606,000 | 5,024,692,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 369,153,000 | 743,319,000 | 1,126,016,000 | 1,502,024,000 |
| Interest expense | 140,728,000 | 283,262,000 | 429,741,000 | 567,567,000 |
| Net interest income | 228,425,000 | 460,057,000 | 696,275,000 | 934,457,000 |
| Noninterest income | 30,832,000 | 60,229,000 | 97,977,000 | 127,127,000 |
| Noninterest expense | 139,999,000 | 272,192,000 | 406,571,000 | 536,844,000 |
| Provision for loan losses | 5,738,000 | 11,517,000 | 18,460,000 | 25,152,000 |
| Pretax income | 115,253,000 | 240,273,000 | 368,947,000 | 499,861,000 |
| Income tax | 22,816,000 | 43,880,000 | 70,302,000 | 99,083,000 |
| Net income | 92,437,000 | 196,393,000 | 298,645,000 | 400,778,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,211,002,000 | 3,257,867,000 | 3,303,028,000 | 3,348,071,000 |
| Total capital | 3,482,680,000 | 3,535,541,000 | 3,578,165,000 | 3,620,657,000 |
| Risk-weighted assets | 23,977,155,000 | 23,883,082,000 | 23,676,092,000 | 23,471,305,000 |