Call reports 2023
UNITED BANK — 2023
What UNITED BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 30,108,080,000 | 29,633,598,000 | 29,155,846,000 | 29,851,399,000 |
| Total loans | 20,680,336,000 | 20,855,587,000 | 21,157,497,000 | 21,415,345,000 |
| Allowance for loan losses | 240,491,000 | 250,721,000 | 254,886,000 | 259,237,000 |
| Securities available for sale | 4,401,229,000 | 3,996,336,000 | 3,740,614,000 | 3,777,459,000 |
| Securities held to maturity | 1,000,000 | 1,000,000 | 1,000,000 | 1,000,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 22,523,395,000 | 22,618,814,000 | 22,925,658,000 | 23,062,318,000 |
| Interest-bearing deposits | 15,810,879,000 | 16,152,319,000 | 16,668,076,000 | 16,908,663,000 |
| Noninterest-bearing deposits | 6,712,516,000 | 6,466,495,000 | 6,257,582,000 | 6,153,655,000 |
| Equity capital | 4,661,503,000 | 4,686,681,000 | 4,693,946,000 | 4,818,320,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 329,213,000 | 675,069,000 | 1,031,934,000 | 1,401,084,000 |
| Interest expense | 89,583,000 | 202,411,000 | 324,872,000 | 458,300,000 |
| Net interest income | 239,630,000 | 472,658,000 | 707,062,000 | 942,784,000 |
| Noninterest income | 32,100,000 | 73,396,000 | 105,888,000 | 139,038,000 |
| Noninterest expense | 133,250,000 | 269,634,000 | 406,456,000 | 553,020,000 |
| Provision for loan losses | 6,890,000 | 18,329,000 | 24,278,000 | 31,154,000 |
| Pretax income | 128,653,000 | 250,258,000 | 377,227,000 | 491,951,000 |
| Income tax | 25,640,000 | 50,226,000 | 76,227,000 | 103,954,000 |
| Net income | 103,013,000 | 200,032,000 | 301,000,000 | 387,997,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,062,853,000 | 3,106,151,000 | 3,153,397,000 | 3,190,950,000 |
| Total capital | 3,299,497,000 | 3,351,296,000 | 3,400,685,000 | 3,440,096,000 |
| Risk-weighted assets | 24,077,740,000 | 23,885,111,000 | 23,977,084,000 | 23,960,426,000 |