Call reports 2022
UNITED BANK — 2022
What UNITED BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 29,334,263,000 | 28,735,887,000 | 29,002,351,000 | 29,430,409,000 |
| Total loans | 18,732,126,000 | 19,191,084,000 | 19,910,155,000 | 20,615,045,000 |
| Allowance for loan losses | 214,594,000 | 213,729,000 | 219,611,000 | 234,746,000 |
| Securities available for sale | 4,742,587,000 | 4,795,103,000 | 4,630,461,000 | 4,523,865,000 |
| Securities held to maturity | 1,000,000 | 1,000,000 | 1,000,000 | 1,000,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 23,730,905,000 | 23,246,717,000 | 23,100,515,000 | 22,557,697,000 |
| Interest-bearing deposits | 14,720,712,000 | 14,209,316,000 | 15,473,305,000 | 15,354,005,000 |
| Noninterest-bearing deposits | 9,010,193,000 | 9,037,401,000 | 7,627,210,000 | 7,203,692,000 |
| Equity capital | 4,666,521,000 | 4,592,280,000 | 4,525,616,000 | 4,575,098,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 202,715,000 | 430,407,000 | 694,011,000 | 1,001,676,000 |
| Interest expense | 9,088,000 | 19,215,000 | 38,488,000 | 91,972,000 |
| Net interest income | 193,627,000 | 411,192,000 | 655,523,000 | 909,704,000 |
| Noninterest income | 46,509,000 | 88,451,000 | 119,082,000 | 148,129,000 |
| Noninterest expense | 134,320,000 | 269,935,000 | 407,959,000 | 534,599,000 |
| Provision for loan losses | -3,402,000 | -5,208,000 | 2,462,000 | 18,831,000 |
| Pretax income | 103,720,000 | 223,331,000 | 355,255,000 | 488,994,000 |
| Income tax | 20,485,000 | 44,108,000 | 70,709,000 | 98,900,000 |
| Net income | 83,235,000 | 179,223,000 | 284,546,000 | 390,094,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,926,006,000 | 2,958,728,000 | 2,997,930,000 | 3,029,857,000 |
| Total capital | 3,098,567,000 | 3,138,018,000 | 3,181,208,000 | 3,236,554,000 |
| Risk-weighted assets | 22,062,285,000 | 22,648,899,000 | 23,596,407,000 | 24,240,621,000 |