Call reports 2021
UNITED BANK — 2021
What UNITED BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 26,992,697,000 | 27,158,306,000 | 27,479,148,000 | 29,289,723,000 |
| Total loans | 18,174,026,000 | 17,464,828,000 | 17,236,928,000 | 18,528,064,000 |
| Allowance for loan losses | 231,582,000 | 217,545,000 | 210,891,000 | 216,016,000 |
| Securities available for sale | 3,150,970,000 | 3,256,289,000 | 3,390,543,000 | 4,023,296,000 |
| Securities held to maturity | 1,000,000 | 1,000,000 | 1,000,000 | 1,000,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 21,586,448,000 | 21,793,536,000 | 22,081,923,000 | 23,614,037,000 |
| Interest-bearing deposits | 13,485,748,000 | 13,502,440,000 | 13,587,740,000 | 14,626,775,000 |
| Noninterest-bearing deposits | 8,100,700,000 | 8,291,096,000 | 8,494,183,000 | 8,987,262,000 |
| Equity capital | 4,468,721,000 | 4,494,364,000 | 4,499,488,000 | 4,784,480,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 205,574,000 | 405,676,000 | 599,661,000 | 794,775,000 |
| Interest expense | 12,476,000 | 23,954,000 | 34,288,000 | 43,663,000 |
| Net interest income | 193,098,000 | 381,722,000 | 565,373,000 | 751,112,000 |
| Noninterest income | 85,916,000 | 147,230,000 | 214,710,000 | 267,651,000 |
| Noninterest expense | 146,815,000 | 285,608,000 | 421,900,000 | 565,703,000 |
| Provision for loan losses | 294,000 | -8,522,000 | -16,345,000 | -23,724,000 |
| Pretax income | 132,398,000 | 251,566,000 | 370,019,000 | 466,998,000 |
| Income tax | 27,142,000 | 51,571,000 | 75,719,000 | 95,991,000 |
| Net income | 105,256,000 | 199,995,000 | 294,300,000 | 371,007,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,685,730,000 | 2,695,948,000 | 2,714,237,000 | 2,925,437,000 |
| Total capital | 2,821,284,000 | 2,837,103,000 | 2,855,447,000 | 3,066,779,000 |
| Risk-weighted assets | 19,070,692,000 | 19,098,807,000 | 19,656,374,000 | 21,440,425,000 |