Call reports 2020
UNITED BANK — 2020
What UNITED BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 20,352,651,000 | 26,209,296,000 | 25,903,640,000 | 26,152,624,000 |
| Total loans | 14,359,072,000 | 18,618,386,000 | 18,742,315,000 | 18,310,350,000 |
| Allowance for loan losses | 154,923,000 | 215,121,000 | 225,812,000 | 235,830,000 |
| Securities available for sale | 2,394,256,000 | 2,776,346,000 | 2,754,377,000 | 2,929,681,000 |
| Securities held to maturity | 1,216,000 | 1,216,000 | 1,216,000 | 1,215,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 14,150,684,000 | 20,017,645,000 | 20,408,783,000 | 20,743,628,000 |
| Interest-bearing deposits | 9,309,726,000 | 12,919,267,000 | 13,100,837,000 | 13,336,328,000 |
| Noninterest-bearing deposits | 4,840,958,000 | 7,098,378,000 | 7,307,946,000 | 7,407,300,000 |
| Equity capital | 3,487,119,000 | 4,402,074,000 | 4,438,503,000 | 4,466,132,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 180,395,000 | 379,009,000 | 589,175,000 | 797,988,000 |
| Interest expense | 36,188,000 | 61,643,000 | 83,904,000 | 98,557,000 |
| Net interest income | 144,207,000 | 317,366,000 | 505,271,000 | 699,431,000 |
| Noninterest income | 36,134,000 | 122,784,000 | 255,157,000 | 344,968,000 |
| Noninterest expense | 99,677,000 | 241,470,000 | 409,265,000 | 558,521,000 |
| Provision for loan losses | 27,112,000 | 73,019,000 | 89,358,000 | 106,293,000 |
| Pretax income | 53,787,000 | 127,402,000 | 263,965,000 | 381,913,000 |
| Income tax | 10,623,000 | 23,410,000 | 53,287,000 | 74,859,000 |
| Net income | 43,164,000 | 103,992,000 | 210,678,000 | 307,054,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,027,683,000 | 2,606,963,000 | 2,640,194,000 | 2,669,210,000 |
| Total capital | 2,122,298,000 | 2,735,906,000 | 2,779,090,000 | 2,800,753,000 |
| Risk-weighted assets | 15,491,128,000 | 19,217,642,000 | 19,263,004,000 | 18,899,511,000 |