Call reports 2019
UNITED BANK — 2019
What UNITED BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 19,638,963,000 | 19,865,811,000 | 19,734,513,000 | 19,644,548,000 |
| Total loans | 13,818,466,000 | 14,005,859,000 | 14,045,621,000 | 14,099,643,000 |
| Allowance for loan losses | 76,886,000 | 76,400,000 | 77,098,000 | 77,057,000 |
| Securities available for sale | 2,371,905,000 | 2,327,024,000 | 2,433,185,000 | 2,418,490,000 |
| Securities held to maturity | 8,471,000 | 6,441,000 | 1,451,000 | 1,426,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 14,242,933,000 | 14,493,835,000 | 14,199,999,000 | 13,979,755,000 |
| Interest-bearing deposits | 9,869,529,000 | 10,161,573,000 | 9,624,489,000 | 9,356,585,000 |
| Noninterest-bearing deposits | 4,373,404,000 | 4,332,262,000 | 4,575,510,000 | 4,623,170,000 |
| Equity capital | 3,501,536,000 | 3,525,057,000 | 3,531,375,000 | 3,519,661,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 189,053,000 | 388,246,000 | 578,510,000 | 762,297,000 |
| Interest expense | 41,562,000 | 86,993,000 | 132,286,000 | 171,902,000 |
| Net interest income | 147,491,000 | 301,253,000 | 446,224,000 | 590,395,000 |
| Noninterest income | 30,462,000 | 69,741,000 | 110,247,000 | 146,216,000 |
| Noninterest expense | 88,790,000 | 188,498,000 | 284,789,000 | 380,333,000 |
| Provision for loan losses | 4,996,000 | 10,413,000 | 15,446,000 | 21,313,000 |
| Pretax income | 83,872,000 | 171,906,000 | 256,151,000 | 334,992,000 |
| Income tax | 17,949,000 | 36,159,000 | 53,429,000 | 66,435,000 |
| Net income | 65,923,000 | 135,747,000 | 202,722,000 | 268,557,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,008,771,000 | 2,015,349,000 | 2,019,077,000 | 2,027,667,000 |
| Total capital | 2,087,118,000 | 2,093,501,000 | 2,097,951,000 | 2,106,457,000 |
| Risk-weighted assets | 15,054,260,000 | 15,115,217,000 | 15,119,367,000 | 15,053,300,000 |