Call reports 2018
UNITED BANK — 2018
What UNITED BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 18,609,898,000 | 19,197,626,000 | 19,175,147,000 | 19,247,276,000 |
| Total loans | 13,178,332,000 | 13,801,823,000 | 13,510,936,000 | 13,672,068,000 |
| Allowance for loan losses | 76,653,000 | 77,135,000 | 76,941,000 | 76,703,000 |
| Securities available for sale | 2,073,501,000 | 2,049,532,000 | 2,167,314,000 | 2,325,775,000 |
| Securities held to maturity | 19,409,000 | 19,382,000 | 19,354,000 | 19,002,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 13,752,021,000 | 13,913,511,000 | 14,175,523,000 | 14,062,911,000 |
| Interest-bearing deposits | 9,382,288,000 | 9,575,333,000 | 9,702,124,000 | 9,638,806,000 |
| Noninterest-bearing deposits | 4,369,733,000 | 4,338,178,000 | 4,473,399,000 | 4,424,105,000 |
| Equity capital | 3,433,977,000 | 3,445,733,000 | 3,452,330,000 | 3,478,956,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 167,085,000 | 345,047,000 | 530,034,000 | 717,446,000 |
| Interest expense | 20,448,000 | 46,255,000 | 79,299,000 | 116,915,000 |
| Net interest income | 146,637,000 | 298,792,000 | 450,735,000 | 600,531,000 |
| Noninterest income | 30,925,000 | 66,601,000 | 97,905,000 | 128,979,000 |
| Noninterest expense | 90,168,000 | 185,014,000 | 275,971,000 | 366,028,000 |
| Provision for loan losses | 5,178,000 | 11,382,000 | 16,190,000 | 22,013,000 |
| Pretax income | 82,599,000 | 169,319,000 | 256,653,000 | 339,748,000 |
| Income tax | 18,573,000 | 38,085,000 | 57,135,000 | 73,356,000 |
| Net income | 64,026,000 | 131,234,000 | 199,518,000 | 266,392,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,958,181,000 | 1,977,965,000 | 1,993,258,000 | 2,002,142,000 |
| Total capital | 2,035,589,000 | 2,056,027,000 | 2,071,343,000 | 2,080,234,000 |
| Risk-weighted assets | 14,469,504,000 | 14,870,313,000 | 14,569,926,000 | 14,724,413,000 |