Call reports 2014
UNITED BANK — 2014
What UNITED BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 6,893,802,000 | 7,229,122,000 | 7,238,476,000 | 7,333,356,000 |
| Total loans | 4,596,104,000 | 4,640,335,000 | 4,632,997,000 | 4,745,643,000 |
| Allowance for loan losses | 34,990,000 | 33,971,000 | 34,041,000 | 33,734,000 |
| Securities available for sale | 866,115,000 | 790,481,000 | 811,398,000 | 828,929,000 |
| Securities held to maturity | 4,229,000 | 4,230,000 | 4,056,000 | 4,057,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 4,507,809,000 | 4,740,410,000 | 4,739,312,000 | 4,782,011,000 |
| Interest-bearing deposits | 3,203,360,000 | 3,326,701,000 | 3,311,227,000 | 3,399,957,000 |
| Noninterest-bearing deposits | 1,304,449,000 | 1,413,709,000 | 1,428,085,000 | 1,382,054,000 |
| Equity capital | 1,270,018,000 | 1,284,814,000 | 1,289,000,000 | 1,293,501,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 49,107,000 | 108,798,000 | 168,644,000 | 233,133,000 |
| Interest expense | 3,839,000 | 8,408,000 | 13,186,000 | 17,898,000 |
| Net interest income | 45,268,000 | 100,390,000 | 155,458,000 | 215,235,000 |
| Noninterest income | 12,638,000 | 18,307,000 | 23,475,000 | 27,273,000 |
| Noninterest expense | 30,107,000 | 58,863,000 | 87,058,000 | 118,145,000 |
| Provision for loan losses | 1,160,000 | 983,000 | 2,157,000 | 5,340,000 |
| Pretax income | 27,217,000 | 59,164,000 | 90,168,000 | 119,258,000 |
| Income tax | 9,264,000 | 19,807,000 | 30,038,000 | 39,638,000 |
| Net income | 17,953,000 | 39,357,000 | 60,130,000 | 79,620,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 639,666,000 | 647,980,000 | 650,585,000 | 657,078,000 |
| Total capital | 675,631,000 | 683,140,000 | 685,384,000 | 691,718,000 |
| Risk-weighted assets | 5,178,284,000 | 5,208,932,000 | 5,233,191,000 | 5,355,491,000 |