Call reports 2012
UNITED BANK — 2012
What UNITED BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 3,649,074,000 | 3,665,544,000 | 3,550,851,000 | 3,606,896,000 |
| Total loans | 2,449,838,000 | 2,543,632,000 | 2,535,929,000 | 2,535,334,000 |
| Allowance for loan losses | 37,007,000 | 36,986,000 | 36,733,000 | 36,529,000 |
| Securities available for sale | 313,921,000 | 268,879,000 | 310,778,000 | 285,293,000 |
| Securities held to maturity | 9,847,000 | 4,722,000 | 4,723,000 | 4,724,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,737,776,000 | 2,797,628,000 | 2,651,529,000 | 2,746,821,000 |
| Interest-bearing deposits | 1,978,473,000 | 1,975,804,000 | 1,803,158,000 | 1,853,606,000 |
| Noninterest-bearing deposits | 759,303,000 | 821,824,000 | 848,371,000 | 893,215,000 |
| Equity capital | 615,187,000 | 615,546,000 | 620,287,000 | 624,218,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 32,476,000 | 64,868,000 | 97,499,000 | 129,602,000 |
| Interest expense | 5,316,000 | 9,978,000 | 14,010,000 | 17,794,000 |
| Net interest income | 27,160,000 | 54,890,000 | 83,489,000 | 111,808,000 |
| Noninterest income | 4,079,000 | 8,287,000 | 12,182,000 | 16,773,000 |
| Noninterest expense | 19,290,000 | 39,048,000 | 58,119,000 | 76,831,000 |
| Provision for loan losses | 1,986,000 | 3,713,000 | 5,069,000 | 7,019,000 |
| Pretax income | 9,272,000 | 18,918,000 | 29,675,000 | 40,784,000 |
| Income tax | 2,965,000 | 6,052,000 | 9,494,000 | 13,049,000 |
| Net income | 6,307,000 | 12,866,000 | 20,181,000 | 27,735,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 360,711,000 | 362,719,000 | 365,448,000 | 368,488,000 |
| Total capital | 395,766,000 | 398,363,000 | 400,844,000 | 404,405,000 |
| Risk-weighted assets | 2,801,789,000 | 2,849,491,000 | 2,829,658,000 | 2,872,109,000 |