Call reports 2011
UNITED BANK — 2011
What UNITED BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 3,756,334,000 | 3,741,978,000 | 3,721,908,000 | 3,634,102,000 |
| Total loans | 2,541,797,000 | 2,530,836,000 | 2,496,117,000 | 2,474,069,000 |
| Allowance for loan losses | 37,092,000 | 37,212,000 | 37,290,000 | 37,345,000 |
| Securities available for sale | 366,541,000 | 314,641,000 | 305,622,000 | 324,194,000 |
| Securities held to maturity | 11,339,000 | 10,835,000 | 10,396,000 | 10,399,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,779,315,000 | 2,833,610,000 | 2,800,312,000 | 2,729,390,000 |
| Interest-bearing deposits | 2,139,457,000 | 2,104,807,000 | 2,066,063,000 | 2,002,431,000 |
| Noninterest-bearing deposits | 639,858,000 | 728,803,000 | 734,249,000 | 726,959,000 |
| Equity capital | 611,750,000 | 612,763,000 | 613,534,000 | 613,992,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 36,161,000 | 71,504,000 | 105,744,000 | 138,436,000 |
| Interest expense | 7,094,000 | 13,732,000 | 19,975,000 | 25,784,000 |
| Net interest income | 29,067,000 | 57,772,000 | 85,769,000 | 112,652,000 |
| Noninterest income | 4,275,000 | 9,015,000 | 13,217,000 | 17,781,000 |
| Noninterest expense | 20,179,000 | 39,321,000 | 58,247,000 | 77,367,000 |
| Provision for loan losses | 2,781,000 | 5,581,000 | 7,922,000 | 10,624,000 |
| Pretax income | 8,869,000 | 19,225,000 | 26,009,000 | 31,362,000 |
| Income tax | 2,794,000 | 6,056,000 | 8,193,000 | 9,880,000 |
| Net income | 6,075,000 | 13,169,000 | 17,816,000 | 21,482,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 357,771,000 | 359,620,000 | 360,028,000 | 359,705,000 |
| Total capital | 394,864,000 | 396,354,000 | 396,482,000 | 395,524,000 |
| Risk-weighted assets | 2,966,494,000 | 2,937,408,000 | 2,914,719,000 | 2,863,317,000 |