Call reports 2010
UNITED BANK — 2010
What UNITED BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 3,779,007,000 | 3,732,097,000 | 3,843,209,000 | 3,666,795,000 |
| Total loans | 2,765,654,000 | 2,710,493,000 | 2,636,614,000 | 2,596,630,000 |
| Allowance for loan losses | 32,387,000 | 33,167,000 | 35,073,000 | 36,143,000 |
| Securities available for sale | 384,964,000 | 431,129,000 | 439,018,000 | 351,159,000 |
| Securities held to maturity | 13,461,000 | 12,764,000 | 12,590,000 | 12,595,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,820,333,000 | 2,729,924,000 | 2,828,593,000 | 2,762,301,000 |
| Interest-bearing deposits | 2,283,833,000 | 2,138,539,000 | 2,223,342,000 | 2,133,452,000 |
| Noninterest-bearing deposits | 536,500,000 | 591,385,000 | 605,251,000 | 628,849,000 |
| Equity capital | 604,117,000 | 606,944,000 | 606,737,000 | 611,561,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 41,679,000 | 82,497,000 | 122,239,000 | 160,611,000 |
| Interest expense | 10,150,000 | 19,329,000 | 27,925,000 | 35,771,000 |
| Net interest income | 31,529,000 | 63,168,000 | 94,314,000 | 124,840,000 |
| Noninterest income | 4,400,000 | 9,420,000 | 14,396,000 | 18,060,000 |
| Noninterest expense | 20,371,000 | 40,780,000 | 60,865,000 | 80,801,000 |
| Provision for loan losses | 3,215,000 | 6,507,000 | 11,344,000 | 2,042,000 |
| Pretax income | 12,045,000 | 24,247,000 | 33,717,000 | 54,442,000 |
| Income tax | 3,794,000 | 7,638,000 | 10,466,000 | 16,994,000 |
| Net income | 8,251,000 | 16,609,000 | 23,251,000 | 37,448,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 351,414,000 | 354,140,000 | 352,714,000 | 358,489,000 |
| Total capital | 384,869,000 | 388,288,000 | 388,631,000 | 395,588,000 |
| Risk-weighted assets | 3,138,526,000 | 3,078,483,000 | 3,061,704,000 | 3,002,220,000 |