Call reports 2009
UNITED BANK — 2009
What UNITED BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 4,136,281,000 | 4,017,598,000 | 4,182,162,000 | 4,044,012,000 |
| Total loans | 3,018,355,000 | 2,941,556,000 | 2,851,488,000 | 2,841,579,000 |
| Allowance for loan losses | 29,361,000 | 29,545,000 | 32,535,000 | 32,238,000 |
| Securities available for sale | 518,872,000 | 463,862,000 | 479,328,000 | 402,004,000 |
| Securities held to maturity | 42,817,000 | 42,668,000 | 41,964,000 | 16,961,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,824,817,000 | 2,886,168,000 | 3,077,790,000 | 3,062,671,000 |
| Interest-bearing deposits | 2,313,312,000 | 2,320,590,000 | 2,508,981,000 | 2,503,339,000 |
| Noninterest-bearing deposits | 511,505,000 | 565,578,000 | 568,809,000 | 559,332,000 |
| Equity capital | 587,658,000 | 593,064,000 | 597,442,000 | 595,598,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 47,143,000 | 92,992,000 | 137,918,000 | 181,748,000 |
| Interest expense | 15,416,000 | 28,657,000 | 41,372,000 | 53,735,000 |
| Net interest income | 31,727,000 | 64,335,000 | 96,546,000 | 128,013,000 |
| Noninterest income | 3,302,000 | 10,191,000 | 14,979,000 | 19,352,000 |
| Noninterest expense | 19,536,000 | 41,841,000 | 61,726,000 | 81,520,000 |
| Provision for loan losses | 4,127,000 | 24,617,000 | 29,787,000 | 33,278,000 |
| Pretax income | 11,350,000 | 8,010,000 | 17,922,000 | 29,659,000 |
| Income tax | 3,578,000 | 1,845,000 | 4,803,000 | 8,225,000 |
| Net income | 7,772,000 | 6,165,000 | 13,119,000 | 21,434,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 336,454,000 | 335,179,000 | 339,352,000 | 342,416,000 |
| Total capital | 372,337,000 | 371,405,000 | 377,918,000 | 381,187,000 |
| Risk-weighted assets | 3,547,358,000 | 3,372,672,000 | 3,280,374,000 | 3,213,930,000 |