Call reports 2002
UNITED BANK — 2002
What UNITED BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 2,135,162,000 | 2,215,065,000 | 2,460,146,000 | 2,436,461,000 |
| Total loans | 1,407,613,000 | 1,486,484,000 | 1,710,706,000 | 1,747,733,000 |
| Allowance for loan losses | 18,401,000 | 18,455,000 | 17,971,000 | 17,928,000 |
| Securities available for sale | 466,665,000 | 438,887,000 | 437,121,000 | 379,330,000 |
| Securities held to maturity | 108,763,000 | 108,244,000 | 108,196,000 | 107,231,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,556,045,000 | 1,591,052,000 | 1,741,456,000 | 1,678,208,000 |
| Interest-bearing deposits | 1,234,486,000 | 1,233,149,000 | 1,319,415,000 | 1,297,018,000 |
| Noninterest-bearing deposits | 321,559,000 | 357,903,000 | 422,041,000 | 381,190,000 |
| Equity capital | 200,680,000 | 216,524,000 | 220,546,000 | 242,693,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 31,280,000 | 62,586,000 | 94,470,000 | 127,858,000 |
| Interest expense | 11,587,000 | 23,017,000 | 35,208,000 | 47,971,000 |
| Net interest income | 19,693,000 | 39,569,000 | 59,262,000 | 79,887,000 |
| Noninterest income | 8,443,000 | 17,713,000 | 31,755,000 | 45,491,000 |
| Noninterest expense | 14,959,000 | 31,492,000 | 51,457,000 | 71,603,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 13,141,000 | 25,946,000 | 39,806,000 | 54,089,000 |
| Income tax | 4,250,000 | 8,220,000 | 12,391,000 | 16,569,000 |
| Net income | 8,891,000 | 17,726,000 | 27,415,000 | 37,520,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 143,414,000 | 143,254,000 | 148,032,000 | 170,183,000 |
| Total capital | 167,387,000 | 167,277,000 | 171,568,000 | 193,672,000 |
| Risk-weighted assets | 1,536,531,000 | 1,590,800,000 | 1,761,974,000 | 1,739,445,000 |