Call reports 2001
UNITED BANK — 2001
What UNITED BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 1,644,939,000 | 1,638,362,000 | 1,682,118,000 | 2,362,082,000 |
| Total loans | 1,028,885,000 | 994,151,000 | 1,038,774,000 | 1,526,217,000 |
| Allowance for loan losses | 13,568,000 | 13,585,000 | 13,618,000 | 18,270,000 |
| Securities available for sale | 413,338,000 | 430,435,000 | 442,888,000 | 472,930,000 |
| Securities held to maturity | 110,187,000 | 109,776,000 | 109,475,000 | 109,297,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,180,130,000 | 1,164,810,000 | 1,188,942,000 | 1,528,265,000 |
| Interest-bearing deposits | 925,296,000 | 904,471,000 | 920,733,000 | 1,206,818,000 |
| Noninterest-bearing deposits | 254,834,000 | 260,339,000 | 268,209,000 | 321,447,000 |
| Equity capital | 140,705,000 | 137,505,000 | 145,255,000 | 194,381,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 29,164,000 | 57,218,000 | 84,311,000 | 112,882,000 |
| Interest expense | 15,098,000 | 28,940,000 | 42,021,000 | 54,076,000 |
| Net interest income | 14,066,000 | 28,278,000 | 42,290,000 | 58,806,000 |
| Noninterest income | 7,064,000 | 15,104,000 | 24,061,000 | 32,775,000 |
| Noninterest expense | 11,674,000 | 23,888,000 | 36,198,000 | 49,637,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 9,597,000 | 19,644,000 | 30,158,000 | 42,606,000 |
| Income tax | 3,119,000 | 6,435,000 | 9,852,000 | 13,889,000 |
| Net income | 6,478,000 | 13,209,000 | 20,306,000 | 28,717,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 115,005,000 | 113,243,000 | 116,847,000 | 135,102,000 |
| Total capital | 128,573,000 | 126,828,000 | 130,465,000 | 158,872,000 |
| Risk-weighted assets | 1,105,841,000 | 1,103,370,000 | 1,127,502,000 | 1,577,221,000 |