Call reports 2009
AMERICAN UNITED BANK — 2009
What AMERICAN UNITED BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 |
|---|---|---|---|
| Total assets | 116,546,000 | 112,124,000 | 110,094,000 |
| Total loans | 89,202,000 | 87,658,000 | 82,734,000 |
| Allowance for loan losses | 2,453,000 | 4,764,000 | 3,779,000 |
| Securities available for sale | 11,889,000 | 10,670,000 | 10,442,000 |
| Securities held to maturity | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 101,822,000 | 101,364,000 | 102,386,000 |
| Interest-bearing deposits | 99,773,000 | 98,859,000 | 100,846,000 |
| Noninterest-bearing deposits | 2,049,000 | 2,505,000 | 1,540,000 |
| Equity capital | 7,452,000 | 3,370,000 | 393,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 |
|---|---|---|---|
| Interest income | 1,343,000 | 2,508,000 | 3,570,000 |
| Interest expense | 1,071,000 | 2,117,000 | 3,085,000 |
| Net interest income | 272,000 | 391,000 | 485,000 |
| Noninterest income | 29,000 | 138,000 | 515,000 |
| Noninterest expense | 509,000 | 1,254,000 | 3,004,000 |
| Provision for loan losses | 50,000 | 3,357,000 | 5,207,000 |
| Pretax income | -84,000 | -3,779,000 | -6,908,000 |
| Income tax | 0 | 0 | 0 |
| Net income | -84,000 | -3,779,000 | -6,908,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 |
|---|---|---|---|
| Tier 1 capital | 7,354,000 | 3,659,000 | 531,000 |
| Total capital | 8,469,000 | 4,755,000 | 1,062,000 |
| Risk-weighted assets | 97,554,000 | 93,677,000 | 91,338,000 |