Call reports 2008
AMERICAN UNITED BANK — 2008
What AMERICAN UNITED BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 105,881,000 | 102,988,000 | 118,245,000 | 118,737,000 |
| Total loans | 75,321,000 | 79,000,000 | 84,934,000 | 90,374,000 |
| Allowance for loan losses | 1,432,000 | 1,423,000 | 1,273,000 | 2,697,000 |
| Securities available for sale | 22,226,000 | 18,493,000 | 18,533,000 | 19,335,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 88,971,000 | 82,171,000 | 96,838,000 | 103,710,000 |
| Interest-bearing deposits | 86,958,000 | 77,057,000 | 93,910,000 | 101,207,000 |
| Noninterest-bearing deposits | 2,013,000 | 5,114,000 | 2,928,000 | 2,503,000 |
| Equity capital | 9,394,000 | 8,722,000 | 8,998,000 | 7,710,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 1,709,000 | 3,191,000 | 4,766,000 | 6,270,000 |
| Interest expense | 1,182,000 | 2,206,000 | 3,283,000 | 4,487,000 |
| Net interest income | 527,000 | 985,000 | 1,483,000 | 1,783,000 |
| Noninterest income | 11,000 | 57,000 | 149,000 | 154,000 |
| Noninterest expense | 554,000 | 1,139,000 | 1,844,000 | 2,459,000 |
| Provision for loan losses | 369,000 | 360,000 | 210,000 | 1,770,000 |
| Pretax income | -385,000 | -457,000 | -421,000 | -2,183,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -385,000 | -457,000 | -421,000 | -2,183,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,233,000 | 9,163,000 | 9,200,000 | 7,439,000 |
| Total capital | 10,367,000 | 10,307,000 | 10,417,000 | 8,654,000 |
| Risk-weighted assets | 89,653,000 | 90,470,000 | 96,575,000 | 96,860,000 |