Call reports 2007
AMERICAN UNITED BANK — 2007
What AMERICAN UNITED BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 70,285,000 | 83,440,000 | 92,206,000 | 104,739,000 |
| Total loans | 45,146,000 | 59,216,000 | 64,122,000 | 73,910,000 |
| Allowance for loan losses | 453,000 | 593,000 | 766,000 | 1,141,000 |
| Securities available for sale | 11,586,000 | 13,500,000 | 15,667,000 | 12,750,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 60,816,000 | 66,579,000 | 75,048,000 | 87,571,000 |
| Interest-bearing deposits | 58,477,000 | 64,743,000 | 71,590,000 | 83,923,000 |
| Noninterest-bearing deposits | 2,339,000 | 1,836,000 | 3,458,000 | 3,648,000 |
| Equity capital | 9,275,000 | 9,587,000 | 9,874,000 | 9,725,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 1,281,000 | 2,889,000 | 4,647,000 | 6,379,000 |
| Interest expense | 747,000 | 1,624,000 | 2,637,000 | 3,751,000 |
| Net interest income | 534,000 | 1,265,000 | 2,010,000 | 2,628,000 |
| Noninterest income | 77,000 | 184,000 | 221,000 | 252,000 |
| Noninterest expense | 475,000 | 974,000 | 1,456,000 | 2,002,000 |
| Provision for loan losses | 37,000 | 177,000 | 350,000 | 725,000 |
| Pretax income | 99,000 | 298,000 | 423,000 | 239,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 99,000 | 298,000 | 423,000 | 239,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,270,000 | 9,671,000 | 9,797,000 | 9,616,000 |
| Total capital | 9,723,000 | 10,264,000 | 10,563,000 | 10,706,000 |
| Risk-weighted assets | 52,552,000 | 68,848,000 | 76,890,000 | 86,392,000 |